The Real Estate Show

Radio Show Notes 01/02/25 Thursday:

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5 Reasons Your Credit Score Will Define Your Financial Success in 2025

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

Did You Know?

1. Did you know that a 50-point improvement in your credit score can save you tens of thousands of dollars over the life of a 30-year mortgage?
2. Did you know that credit score thresholds for favorable interest rates are likely to tighten in 2025, making preparation even more critical?
3. Did you know that leveraging real estate is one of the fastest ways to build wealth, but only if your credit score opens the doors?

Welcome to The Real Estate Show

Welcome to The Real Estate Show—South Florida’s #1 Real Estate Radio Show and America’s longest-running daily real estate program! I’m Eric Willner, your host, widely known as The Voice of Real Estate and the creator of the Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.

The Real Estate Show is like a virtual seminar in every episode, packed with actionable strategies to help you put money back in your pocket! And today is Thursday, where we say it’s the ATM—About The Money Edition of The Real Estate Show.

Our theme today is:

Your Credit Score Will Determine How Many Great Opportunities You Get in 2025!

The Rules of Money

Do you know “The Rules of Money” and how they relate to today’s theme? Let me remind you:

• The 1% Rule: Spend no more than 1% of a property’s value annually on maintenance to ensure profitability.
• The 4% Rule: A safe withdrawal rate for retirement planning that real estate can support.
• The Rule of 72: Divide 72 by your investment’s rate of return to see how long it will take to double your money.

These are just a few principles guiding wealth-building, and your credit score is central to applying them successfully.

The Financial Edge Academy & the 72-Hour Challenge

Last night, we hosted our popular Financial Edge Academy Overview, where we introduced the 72-Hour Challenge!

Commercial Break

 Debt is the middleman between you and financial freedom. Real estate is the best vehicle to eliminate the middleman.
 Join us for the 72-Hour Money Challenge and take control of your finances with the help of expert guidance.

 Text EDGE to 561-861-2366 to get started.

Why Your Credit Score Matters

Let me show you the numbers:

Example 1:

• Credit Score of 760+: Qualify for a 5.5% mortgage rate on a $300,000 home.
• Monthly Payment: $1,700.
• Lifetime Interest: $204,000.

Credit Score of 620: Qualify for a 7.5% mortgage rate on the same home.

• Monthly Payment: $2,100.
• Lifetime Interest: $258,000.

That’s a difference of $54,000 in interest simply because of your credit score.

Example 2:
Imagine you’re investing in a duplex for $500,000:

• With good credit, you lock in a favorable loan and save $100,000 over the loan’s term compared to someone with poor credit.
• That’s an additional $100,000 you could reinvest into more properties.

Five Reasons Why Your Credit Score is Critical

1. Lower Interest Rates: Save thousands on loans and maximize cash flow.
2. Better Loan Terms: Qualify for higher loan amounts with lower down payments.
3. Increased Real Estate Opportunities: Access exclusive investment deals.
4. Financial Flexibility: Handle emergencies or pivot strategies with ease.
5. Boosted Credibility: Establish trust with lenders, sellers, and partners.

The 3-Pronged Approach to Financial Freedom

1. Beliefs:
   • Everyone should be a homeowner.
   • Every homeowner should have a written financial plan.
   • Everyone should own a business that pays them and provides tax benefits.
2. The 3-Level System:
   • Save: Keep more of what you earn.
   • Make: Increase your income with smarter investments.
   • Multiply: Leverage your resources to grow wealth.
3. Action Options:
   • DIY: Version 2.0 of the Automatic Landlord System is coming soon.
   • DWY (Done With You): Exclusive coaching for “navy seals, not baby seals.”
   • DFY (Done For You): Pre-vetted deals starting at a 10% ROI.

Join Us Online

Thinking about attending one of our free workshops this week? Text EDGE to 561-861-2366 to secure your spot today!

Today’s Show is Brought to You By

**www.TimeToFixMyCredit.com**—Don’t let bad credit hold you back from real estate success.

Text Credit to 561-861-2366 to learn more about how to improve your credit score.

Take Action Today!

The most important question is: What is your next step?

1. Join our workshops—crafted just for you!
2. Tune in tomorrow for the Friday Weekly Wrap-Up, where we recap this week’s highlights.
3. Remember: Real estate is the IDEAL investment—Income, Depreciation, Equity, Appreciation, and Leverage.

And finally, share this show! Sharing is caring, and it’s the best way to help others achieve financial freedom.

Thank you for listening to The Real Estate Show! Don’t just listen—take action and let us help you achieve your real estate dreams. Until tomorrow, this is Eric Willner signing off. Stay tuned, stay informed, and start building your financial edge today!

Also, you can listen to the entire 30 minute broadcast of any day’s edition of The Real Estate Show by clicking on the audio link on that days summary post. You can also watch the Facebook Live video at www.facebook.com/TheRealEstateShow.

Want to know more? If you are serious about real estate and paying off debt, then find out more on today and every day’s episodes and learn more about Real Estate Investing and learn HOW TO by listening to The Real Estate Show with Eric Willner , Live every weekday morning at 9 o’clock (EST) on Florida’s Money Talk Radio stations WWNN AM1470, FM 95.3 and FM 96.9. You can also hear us on the free apps: iHeart Radio and TuneIn. Recorded Rebroadcasts are available 24/7 on Facebook. Please share this and our Facebook updates.

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

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