The Real Estate Show

Radio Show Notes 05/06/25 Tuesday: 

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9 Powerful IRA Investment Strategies to Supercharge Your Real Estate Returns

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

 Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate! My name is Eric Willner, and I’m known as The Voice of Real Estate. I’m also the founder of this very show and the creator of The Automatic Landlord System – the proven formula for owning cash-flowing real estate profitably and hassle-free. Every episode of this show is a virtual real estate seminar, packed with value, practical education, and action steps designed for your success.

Today’s edition is part of our “Tuesday Tools, Tips, and Techniques,” and the theme is:
 You Can Maximize Real Estate Investment Returns with Tax-Advantaged Growth in a Retirement IRA!

Let me ask you: Are you planning for retirement—or just hoping for it?

Are you actively building your future… or just leaving it to chance?

Well, on today’s show, we’re going to hand you the tools. Because remember, success leaves clues, and The Real Estate Show is about making those clues visible and actionable for you.

 And remember—our mission is to transform lives through affordable housing. To empower, educate, and enable families and individuals to enjoy the American Dream of home ownership.

 Let’s Talk Tools and Techniques: Real Estate IRAs Done Right

Yesterday, I gave you 10 compelling reasons why You Can Maximize Real Estate Investment Returns With Tax-Advantaged Growth in a Retirement IRA. And you should do this!

Today, in true Tuesday fashion, we’re going to turn those reasons into actionable tools and techniques—the blueprint you need to start building your tax-free real estate empire inside your retirement account.

 1. Tax-Deferred or Tax-Free Growth

Action Step: Open a Self-Directed IRA (SDIRA) through a qualified custodian.
Most people don’t realize that you’re not limited to stocks and bonds. With an SDIRA, you can invest in real estate—and the gains inside that account grow either tax-deferred (Traditional IRA) or tax-free (Roth IRA). Imagine flipping a property or collecting rent—and Uncle Sam doesn’t get a dime until years later (or never with a Roth). That’s leverage.

 2. Leverage Your Retirement Funds Without Tapping Your Cash Flow

Action Step: Use existing retirement savings to fund real estate deals.
You don’t need to liquidate your 401(k)—just roll over those funds into a self-directed account. It’s like unlocking a treasure chest you didn’t know you owned. You can start funding income-generating property instead of watching the stock market bounce up and down.

 3. Diversify Beyond the Stock Market

Action Step: Add real estate to your retirement portfolio.
Stocks are volatile. Real estate provides predictable cash flow, appreciation, and tangible assets. It’s time to diversify intelligently. If your retirement eggs are all in one basket, it’s time to pick up a second basket—and build it out of bricks and mortar.

 4. Hedge Against Inflation

Action Step: Choose properties in growth markets with rising rents.
While inflation eats away at the dollar’s value, real estate (especially rental property) often increases in value. Your tenants pay more in rent, your mortgage stays fixed, and you come out ahead. That’s how smart investors ride the inflation wave instead of drowning in it.

 5. Estate Planning & Legacy Building

Action Step: Structure your IRA to pass real estate to heirs tax-efficiently.
When set up correctly, your IRA can pass real estate to your heirs without probate or huge tax liabilities. Work with an estate planning attorney who understands self-directed retirement accounts and real estate investments. This is how you leave real wealth.

 6. Rental Income Goes Back into the IRA

Action Step: Set up a property manager and IRA-compliant cash flow system.
All income goes directly into the IRA, where it continues to grow tax-free. You can’t co-mingle personal and IRA funds, so let your property manager handle everything, from rent collection to expenses. Set it, forget it, and watch the balance grow.

 7. Protection from Market Volatility

Action Step: Invest in stable, cash-flowing assets—not speculative ones.
Real estate has proven resilient across economic cycles. It doesn’t react to headlines. When your tenants pay rent, you don’t care if the Dow drops 1,000 points. This is peace of mind… built on brick and equity.

 8. Control Over Your Investments

Action Step: Choose your deals, properties, and exit strategies.
No more handing over your financial future to Wall Street. With real estate in your IRA, you decide what to buy, where to buy, and how to grow. It's your retirement—take the driver’s seat.

 9. Power of Compounding Inside a Tax Shelter

Action Step: Reinvest profits into more real estate inside the IRA.
You’re not paying taxes on those gains, so you get to reinvest 100% of your profits into your next property. The snowball effect is real—and with real estate’s appreciation and cash flow, that snowball turns into an avalanche of wealth.

 Today’s Show is Brought to You By: TimeToFixMyCredit.com
 Text the word "CREDIT" to 561-861-2366 to learn how to fix, build, or protect your credit—the smart way.

Here are 5 of the biggest mistakes people make when investing in real estate within their retirement accounts, especially self-directed IRAs:

1. Engaging in Prohibited Transactions: This is a major pitfall. The IRS has strict rules preventing you (or disqualified persons like close family) from personally benefiting from IRA-owned property. This includes buying or selling to your IRA, living in the property, or personally performing services on it. Violations can lead to severe penalties and the entire IRA being disqualified.
2. Using Personal Funds for Expenses: All expenses related to the IRA-owned property, including earnest money deposits, repairs, and property management, must be paid directly from the IRA funds. Using personal funds for these expenses can be considered a prohibited transaction.
3. Lack of Due Diligence: Just like any real estate investment, thorough due diligence is crucial. Investors sometimes rush into deals within their IRA without properly vetting the property, market conditions, or potential risks, which can jeopardize their retirement savings.
4. Ignoring Liquidity and Required Minimum Distributions (RMDs): Real estate is an illiquid asset. Investors might tie up a significant portion of their retirement funds in property, making it difficult to access cash for unexpected needs or when RMDs kick in during retirement, potentially forcing a sale at an unfavorable time.
5. Improper Titling and Documentation: Failing to correctly title the property under the name of the IRA and maintain meticulous records of all transactions is essential for compliance. Errors in paperwork can lead to complications and potential IRS issues.

 Let’s Talk Strategy

So how do you begin this journey? Start with education and surround yourself with experts. That’s why we offer multiple tools and resources to help you succeed:

 1. Experts Teaching About Real Estate Home Ownership

Every week, we bring on real estate agents, attorneys, lenders, and investors. Learn from those doing it—not just talking about it.

 2. “Path to Homeownership” Free Workshops

Held every Tuesday night. We guide you from renter to owner to investor—no matter where you’re starting.

 3. Financial Calculators

Understand your debt-to-income ratio, your affordability, and your investment cash-on-cash returns. We’ll show you how to crunch the numbers like a pro.

 4. A Financial Plan

Don’t wing it. Don’t hope. We help you create a customized real estate retirement strategy—based on your goals, not guesswork.

 Your retirement future begins NOW! It’s up to you if you take control.

If not now, when?
If not this, what?
If not you, who?

 Today’s Show is Brought to You By: TimeFixMyCredit.com
 Text "CREDIT" to 561-861-2366 for your complimentary credit audit and roadmap.

 Summary – Key Takeaways from Today’s Show

1. You can invest in real estate inside your IRA for tax-free or tax-deferred growth.
2. Self-directed IRAs unlock control, diversification, and long-term security.
3. Rental income, flips, and appreciation all compound inside the retirement account.
4. Smart tools—from financial calculators to expert workshops—make this possible.
5. You already have the resources. Now it’s time to take action.

 Call to Action
Got questions about loans, mortgages, or funding your real estate IRA?
 Text the word "LOAN" to 561-861-2366 and we’ll answer your question live on a future show!

And don’t forget to join us TONIGHT at our free Tuesday Night Workshop. Whether you’re a renter trying to become a homeowner or an investor looking to use your retirement account to build real estate wealth—we’ve got something for you.

 Coming Up Tomorrow
It’s our Wednesday Midweek Mortgage & Market Report—your must-hear episode of the week. We’ll break down interest rates, market trends, and how to find opportunity even in a tight market.

 Thanks again for tuning in to The Real Estate Show. Whether you’re driving home, walking the dog, or listening from your office, THANK YOU for spending this time with us. But don’t just listen—TAKE ACTION.

Join us every weekday right here—because this show is a virtual real estate seminar in every episode.
Let’s go build your dream. Let’s go live your legacy.

 I’m Eric Willner, The Voice of Real Estate, saying thank you for listening, and I hope to help make The American Dream come true for YOU—very soon.

 Visit us online at  www.AutomaticLandlord.com
 Watch us live or on-demand at Facebook.com/TheRealEstateShow
 Likes keep us going. Shares keep us growing!

Also, you can listen to the entire 30 minute broadcast of any day’s edition of The Real Estate Show by clicking on the audio link on that days summary post. You can also watch the Facebook Live video at www.facebook.com/TheRealEstateShow.

Want to know more? If you are serious about real estate and paying off debt, then find out more on today and every day’s episodes and learn more about Real Estate Investing and learn HOW TO by listening to The Real Estate Show with Eric Willner , Live every weekday morning at 9 o’clock (EST) on Florida’s Money Talk Radio stations WWNN AM1470, FM 95.3 and FM 96.9. You can also hear us on the free apps: iHeart Radio and TuneIn. Recorded Rebroadcasts are available 24/7 on Facebook. Please share this and our Facebook updates.

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

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