The Real Estate Show

Radio Show Notes 08/06/25 Wednesday:

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here

Midweek Market Report- Why Now Is Still the Right Time to Buy Real Estate in 2025

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate. My name is Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily real estate show. I’m also the creator of The Automatic Landlord System for Owning Cash Flowing Real Estate “Profitably and Hassle-Free.” This show is a virtual real estate seminar in every episode.

Today is the Wednesday Midweek Mortgage & Market Report edition of The Real Estate Show, and it’s where we talk all about rates, real-time updates, and why now is STILL the right time to buy real estate. But even more importantly, today’s show dives into something that might just make or break your journey to financial freedom — Identify Your Real Estate Strategy.

Let me remind you: Everyone is in real estate! You are either IN Real Estate because you own it — you searched it, negotiated it, financed and closed on it. You benefit from appreciation, tax savings, and the pride of ownership. OR... you are ON Real Estate. You’re either paying rent directly, or indirectly funding someone else's property as a consumer or employee working in a building someone else owns.

So let me ask you 3 thought-provoking questions:

1. Did you know that more than 70% of renters today spend over 30% of their income on housing, making it the biggest barrier to building wealth?

2. Did you know that the average net worth of a homeowner is 40x greater than that of a renter?

3. Did you know that most Americans don’t fail because of lack of opportunity, but because they didn’t have a strategy?

These are NOT just interesting stats. These are the obstacles keeping people from the American Dream. And today's show is all about strategy — understanding that real estate isn't just about buying a property, it's about buying the right one, at the right time, in the right way.

Before we get into the meat of today’s show, a quick reminder about this week’s FREE Workshops:

1. Tuesdays 8PM – Path To Home Ownership Intro (Online, by Invitation) — Text "Path" to 561-861-2366
2. Wednesdays 8:30PM – Financial Edge Academy "101 Overview" (Online, by Invitation) — Text "EDGE" to 561-861-2366

We believe in a 3-Pronged Approach to Wealth:

1. Everyone should buy a home.
2. Everyone should have a written financial & life plan.
3. Everyone should own a business that provides income and tax benefits.

Now let’s get into the latest numbers: From BankRate.com:

"Today's national 30-year mortgage interest rate trends: For today, Wednesday, August 06, 2025, the current average 30-year fixed mortgage interest rate is 6.68%, decreasing 8 basis points since the same time last week. For homeowners looking to refinance, the average 30-year fixed refinance interest rate is 6.83%, declining 2 basis points."

Now you might be thinking, is that high? Well, not if you knew that 6.11% is the top rate offered TODAY on the site — and we’ve got access to rates in the 5’s and even 4’s for our best qualified investors!

Remember: Mortgage rates change constantly. And the Fed’s decision this week to hold interest rates steady means:

• Refinancing demand has increased.
• The 10-year Treasury Yield is holding below 4.4%.
• Fed Funds Rate has been unchanged for 5 consecutive meetings.

Mid-Show Break: Today’s Show is Brought to You By: TimeToFixMyCredit.com — text "Credit" to 561-861-2366

Let’s go deeper into the theme: Identify Your Real Estate Strategy It’s not just about if you invest in real estate. It’s how.

Here are some actionable steps to start identifying your strategy:

1. Clarify Your Goals – Are you buying for cash flow, appreciation, or tax benefits?
2. Assess Time Commitment – Do you have time to manage a property? Would you prefer passive income?
3. Evaluate Risk Tolerance – Know your comfort zone. Flip? Rent? AirBNB?
4. Understand Your Finances – Credit, capital, and income matter.
5. Research Markets – Local trends determine strategy.
6. Play to Your Strengths – Use your business skills, networks, or trade experience.
7. Choose an Exit Plan – What’s your endgame? Sell, refinance, pass to family?
8. Build Your Team – Real estate isn’t solo. Get a coach, lender, agent.
9. Take Action – Move forward. Analysis paralysis kills dreams.

Want help? Text "EDGE" to 561-861-2366 and let’s talk strategy.

Now let’s dig into an article making headlines this week:

"Fed Holds Rates Steady: What That Means for Your Wallet"

5 Key Impacts:

1. Credit Cards: Variable interest rates remain near 20%.
2. Mortgages: Fixed rates are stable, but ARMs and HELOCs are high.
3. Car Loans: Payments are surging – $1,000+/mo is common.
4. Student Loans: Federal loan rates are fixed, but forgiveness is limited.
5. Savings: Online accounts paying over 4%. Great for savers!

Even though the Fed isn’t cutting yet, these rates STILL favor real estate investors. As affordability issues rise, rents follow — and if you own rental property, that’s good news.

Top Real Estate Search Topics also show how urgent this conversation is:

• "Mortgage calculator"
• "Is it a good time to buy?"
• "Home for sale near me"
• "Realtor near me"

The interest is there. What’s missing? Strategy.

And that brings me to this: "First-time home sales are tanking"

• In 2024, only 1.1 million first-time buyers closed. The average is 2.1 million.
• 46 million Americans rent. Only 6 million could afford a home at current rates.
• First-time buyers now make up just 28% of purchases.

This is more than a market trend. It’s a wake-up call. The problem isn’t JUST affordability. It’s a lack of access to good strategy, tools, and teams.

If you want to be an owner, not a renter, it starts with identifying YOUR strategy.

Another major article:

"Housing to remain weakest part of economy, falling 8% in the second half, Goldman says" Key Points:

• 1/3 of top markets are seeing annual price declines.
• Inventory up 29% year over year.
• Prices still rising in Northeast and Midwest.

The media will tell you housing is weak. But for investors, these are opportunities:

• More inventory means more negotiating power.
• Price dips open the door for entry.
• Regional gains still exist — follow the smart money.

"It’s a stone cold fact that real estate is the best investment. Period."

As we wrap up:

• First-time buyer demand is weak, but investor demand is strong.
• Rents are rising, and homeownership is wealth.
• The Fed is holding rates, not slashing them — yet. Position yourself before they do.

Remember to text "EDGE" to 561-861-2366 to join our free workshops and build your strategy!

Join us again tomorrow for the ATM Edition - About The Money, where we’ll talk about financing your deals and getting the best loan products out there.

Thank you for listening. Don’t just listen. TAKE ACTION. Join us every weekday for The Real Estate Show — a virtual real estate seminar in every episode.

Visit us online at: www.AutomaticLandlord.com

Watch, like, and share our show at: Facebook.com/TheRealEstateShow

Likes keep us going. But The Shares keep us growing.

#FirstTimeBuyer #HousingMarket #MortgageTips #HomeBuying #RealEstate #RentVsBuy #MortgageBroker #MortgageStrategy #Refinance