The Real Estate Show

Radio Show Notes 04/16/25 Wednesday: 

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Midweek Market Report: How Owning a Business Helps You Qualify for Bigger, Better Real Estate Deals

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

 Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate! My name is Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily real estate show. I’m also the creator of The Automatic Landlord System for Owning Cash Flowing Real Estate “Profitably and Hassle-Free.”

This show is a virtual real estate seminar in every episode, and today is the Wednesday Midweek Mortgage & Market Report Edition of The Real Estate Show—where we break down the economic headlines, interest rate trends, and lending news that affect YOU, the homeowner, the investor, the entrepreneur.

Because remember—everyone is in real estate.

You’re either IN real estate—because you own it, negotiated it, closed on it, and enjoy the pride of ownership, the tax advantages, the appreciation, and the cash flow…

Or you’re ON real estate—because you're paying rent, or working for a company that pays rent. One way or another, you’re either collecting rent—or you're paying it.

Today’s theme is this:
There are 3 Ways to Have a Business – Inherit One, Start One, or Buy One.

And we’re going to talk about why this theme is so critical to your real estate success. Because the truth is—if you don’t own a business, then you ARE somebody else’s business.

 Did You Know?

Let’s kick things off with three provocative questions:

1. Did you know that owning a business can drastically improve your mortgage qualification by opening up tax strategies and income structures not available to W-2 earners?
2. Did you know that most real estate investors start with a single rental and evolve into a business—sometimes without realizing it?
3. Did you know that the fastest-growing segment of homebuyers are using business ownership not just to generate wealth, but to qualify for more real estate and lower their tax bills?

So today’s show is about that key message—There are 3 Ways to Have a Business—Inherit one, Start one, or Buy one—and how that’s absolutely essential to building long-term wealth through real estate.

 Before We Get Into the Meat of Today’s Show…

Let me remind you of this week’s FREE Workshops:

 1st and 3rd Tuesdays at 8PM – Path to Home Ownership Introduction (Online, by invitation only).
Text Path to 561-861-2366

 Every Wednesday night at 8:30PM – Financial Edge Academy “101 Overview” (Online, by invitation only).
Text Edge to 561-861-2366

Let me ask you—do finances challenge you? Most people say YES!
That’s where The Financial Edge comes in. It’s not just another seminar—it’s the education and the knowledge that moves the needle.

 I believe everyone should buy a house—Be a Homeowner. I believe everyone should have that house in Financial Order—with a Written Financial/Life Plan. I believe everyone should own a business that PAYS them and gives them Tax Benefits.

Because that’s how we get you the Financial Edge.

 Market Headlines – Mortgage Rates Today

Let’s get into the numbers. According to BankRate.com:

“For today, Wednesday, April 16, 2025, the current average interest rate for a 30-year fixed mortgage is 6.91%, rising 27 basis points over the last seven days. The current average 30-year refinance interest rate is 6.93%, up 17 basis points from this time last week.”

That’s a sizable jump—and a wake-up call for buyers sitting on the sidelines.
 Whether you need a mortgage now or plan to get one in the next year or two, it’s crucial to prepare early and get a PQ (Pre-Qualification) to see where you stand.

And we’ve got some inside scoop—not even released to the public yet—on 2 new Mortgage Products that are about to take the U.S. market by storm. Plus, there’s a new Down Payment Assistance (DPA) Program, and yes—we’re talking Soft Credit Pull and Free Consultations.

Want to know more? Text Loan to 561-861-2366 and we’ll get you connected.

 (Pause for “The Mortgage Minute”)

 Mortgage Snapshot Table (As of April 16, 2025)

 Let’s See Our First Headline:

"Homebuyers rush to riskier loans, as tariff turmoil pushes interest rates higher"
(Source: CNBC, April 16, 2025)

Key Points:

• The share of borrowers applying for ARMs (adjustable-rate mortgages) jumped to the highest level in over two years.
• Mortgage rates increased by 20 basis points in one week.
• Despite higher inventory, homebuyers pulled back from purchases.

Let’s break this down:

 Mortgage demand dropped 8.5% last week—yes, that’s how fast things are changing. The 30-year fixed rate moved to 6.81%, the highest since February, and that’s pushing buyers into ARM territory—where they can still see rates around 6%.

 “Given the jump in rates, more borrowers are opting for the lower initial rates that come with an ARM,” said Mike Fratantoni, MBA Chief Economist.

Let me interpret: Higher rates are squeezing affordability. But with ARMs offering temporary relief, more borrowers—especially those with larger loans—are jumping on them. In fact, 25% of dollar volume in mortgage applications last week was for ARMs.

That’s a huge signal.

 Inventory is UP—30% more homes on the market compared to last year, per Realtor.com. So why aren’t sales booming? Because buyers are hesitant, uncertain, and unprepared. And if you’re not financially prepared—guess what? You miss the best deals.

That’s why preparation is key. That’s why your Financial Edge is so important.

 Text EDGE to 561-861-2366
(That’s right—we’re at the halfway point, so take action!)

 Remember what we said: There are 3 ways to have a business—inherit one, start one, or buy one.

Let me ask you again… which one is within your reach today?

Starting a real estate business—even with ONE property—can open the door to financing, tax deductions, and long-term security. We’re not just talking about cash flow. We’re talking legacy building.

So let’s recap the news:

 ARMs are trending – More buyers are betting on lower rates in the future and taking advantage of today’s lowest entry points.
 Rates are volatile – And that’s why preparation—not timing—is everything.
 Inventory is higher than ever – But unless you’re positioned with knowledge, capital, and a team, you might miss it.

That’s why you need a plan. A written plan. A team. And a system.

That’s what we give you at the Financial Edge Academy.
 Text EDGE to 561-861-2366 and get the invite to tonight’s 8:30pm online session.

 Let’s Tie It All Together…

On Monday’s "On A Mission" show, we talked about taking control of your finances, creating your own economy, and getting OUT of the debt trap.
On Tuesday’s "Tools, Tips, and Techniques" show, we broke down the 3 ways to have a business—inherit, start, or buy—and how each path leads to real estate wealth.

Now on today’s Midweek Market Report, we see it all in action. Tariffs. Rate hikes. Hesitant buyers. Confused markets. But guess what? You’re not everyone.

You’ve got The Real Estate Show.
You’ve got The Automatic Landlord System.
You’ve got The Financial Edge.

So don’t just read the news—use the news.
Use it to make better decisions. To organize your finances. To build your credit. To build your team.

 Thank You for Tuning In!

That wraps up today’s Wednesday Midweek Mortgage & Market Report Edition of The Real Estate Show. I’m your host, Eric Willner, and I hope you not only enjoyed today’s insights—but that you’ll take action on them.

 Text EDGE to 561-861-2366
 Text LOAN to 561-861-2366
 Text PATH to 561-861-2366

And don’t forget—join us again tomorrow for Thursday’s ATM Edition – “About The Money”, where we talk about the role of money, leverage, taxes, and income in building wealth through real estate.

 Share this show with someone who should be in real estate. Tune in every weekday. Because remember:This is a virtual real estate seminar in every episode.

 Until next time—keep investing, keep building, and THRIVE in 2025!

Also, you can listen to the entire 30 minute broadcast of any day’s edition of The Real Estate Show by clicking on the audio link on that days summary post. You can also watch the Facebook Live video at www.facebook.com/TheRealEstateShow.

Want to know more? If you are serious about real estate and paying off debt, then find out more on today and every day’s episodes and learn more about Real Estate Investing and learn HOW TO by listening to The Real Estate Show with Eric Willner , Live every weekday morning at 9 o’clock (EST) on Florida’s Money Talk Radio stations WWNN AM1470, FM 95.3 and FM 96.9. You can also hear us on the free apps: iHeart Radio and TuneIn. Recorded Rebroadcasts are available 24/7 on Facebook. Please share this and our Facebook updates.

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

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