The Real Estate Show

Radio Show Notes 02/05/26 Thursday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Real Estate is the I.D.E.A.L Investment! 


Learn more about Real Estate Investing and  learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you  miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.


Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Then check out these EXTRA cool resources:

TimeToFixMyCredit.com for Financial Education and Credit Improvement

AutomaticLandlord.com for Landlording and Real Estate Investment

MackBuysHouses.com for a fast cash offer on Real Estate

MackSellsHouses.com for great deals on Real Estate Investments

MackBargainHouseHunters.com to Partner on Real Estate Deals



Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.



#TheRealEstateShow, #EricWillner, #AutomaticLandlord, #ThirdHome, #BestRealEstate, #WSBR, #AM740, #FM 96.9, FM 103.9, #MoneyTalkRadio, #TheRealEstateLife, #speakingempire, #GKIC, #makeamericagreatagain, #propertymanagement, #rent

Posted by Eric Willner on February 5th, 2026 7:52 PM

Radio Show Notes 02/04/26 Wednesday:

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Midweek Market Report: Mortgage Rates Stabilize—Are You Busy, Broke, or Finally Building Wealth?

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

 

Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate.
My name is Eric Willner, known as The Voice of Real Estate and founder of America’s longest running daily radio show about real estate, and the creator of The Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.

This show is a virtual real estate seminar in every episode.

And today is the Wednesday Midweek Mortgage & Market Report Edition of The Real Estate Show—the day each week where we zoom out, check the financial dashboard, look under the hood of the housing market, talk mortgages, money, momentum… and most importantly, talk strategy.

Because Wednesday is about clarity.

It’s about asking yourself a tough but necessary question:

Busy, Broke, or Building? How to Tell Which Path You’re Actually On

Everyone Is IN Real Estate—The Only Question Is HOW

Let’s reset the conversation right here.

Everyone is IN real estate.
You’re either IN it… or you’re ON it.

  • You’re IN real estate because you own it.
    You searched it. Negotiated it. Closed on it.
    You benefit from pride of ownershiptax advantagesforced savingsequity growthlong-term appreciation, and leverage—one of the most powerful wealth-building tools ever created.
  • Or… you’re ON real estate.
    You pay rent.
    Or you work for a company that pays rent—and that rent is built into your paycheck.
    Either way, you’re funding someone else’s wealth plan.

That’s not judgment. That’s math.

And here’s the bottom line that most people never calculate:

For a homeowner who pays off their mortgage, financial freedom means living on a dramatically reduced budget.

For a renter, financial freedom requires building a much larger nest egg—just to keep up with a perpetual, ever-increasing rent payment.

Same goal. Two very different paths.

Busy, Broke, or Building? Let’s Call It What It Is

This week’s theme started on Monday for a reason.

Because most people feel busy, but don’t know if they’re actually making progress.

Being busy doesn’t mean you’re building.

And being broke doesn’t always mean you don’t earn money—it often means you don’t own assets.

So let me define these clearly:

  • Busy:
    Your calendar is full. Your phone never stops. Your income depends on showing up tomorrow. No margin. No leverage. No exit strategy.
  • Broke:
    Not just low cash—but high dependency. Debt with no strategy. Income that disappears when you stop working. No assets working while you sleep.
  • Building:
    You own assets.
    You have a plan.
    You use time, leverage, tax strategy, and financing intentionally.
    You are playing the long game.

Wednesday is where we separate motion from momentum.

Did You Know? Three Questions You Should Be Asking Right Now

Let me drop three Did You Know? questions that tie directly into today’s market—and today’s theme.

Did you know… that mortgage rates have now stabilized in a narrow range for months, creating one of the clearest planning windows we’ve seen since 2022—yet most buyers are still waiting for a “perfect” rate that may never arrive?

Did you know… that rising cancellation rates are actually shifting power back to prepared buyers—those who are positioned, qualified, and decisive—while casual buyers get shaken out?

Did you know… that homeowners who bought years ago are increasingly feeling pressure—not because homeownership failed, but because they never built a financial buffer or written plan?

Busy. Broke. Or Building.

That’s the fork in the road.

Today’s Show Is About ONE Thing

Today’s show is about:
Busy, Broke, or Building? How to Tell Which Path You’re Actually On—
and why understanding that distinction is critical to succeeding in real estate.

Before we get into the meat of the show, let me remind you about this week’s FREE Workshops, because education is the difference between reaction and strategy.

?? This Week’s FREE Workshops

1?? Path to Home Ownership – Introduction

?? 1st & 3rd Tuesdays at 8pm (Online by Invitation)?? Text PATH to 561-861-2366

Do finances challenge you?
Most people say YES.

That’s why we built The Financial Edge.

Because education moves the needle.

2?? Financial Edge Academy – Wednesdays

?? Every Wednesday at 8pm & 8:30pm Eastern?? Text EDGE to 561-861-2366

We believe in a 3-Pronged Approach:

  1. Everyone should buy a house—be a homeowner.
  2. Everyone should have that house in financial order, with a written financial/life plan.
  3. Everyone should own a business that pays them and gives them tax benefits.

That’s the Financial Edge.
And we can be your financial team.

 

?? Here Are the Top Trending Topics for Today’s Update

Let’s talk mortgages—because this is the Midweek Mortgage & Market Report.

According to Bankrate, here’s where we are right now.

Today’s National 30-Year Mortgage Interest Rate Trends

As of Tuesday, February 3, 2026:

  • 30-Year Fixed: 6.22% (up slightly)
  • 30-Year Refinance: 6.49% (down 6 basis points)

That’s another flat, stable week—and stability equals planning power.

Since rates hit a 2025 low of 6.25% in late October, they haven’t moved much.

And let me say this clearly, because it still gets misunderstood:

?? The Federal Reserve does NOT dictate mortgage rates.

Yes, the Fed sets short-term rates.
Mortgage rates move based on investor sentimentmortgage-backed securities, and are closely tied to the 10-Year Treasury yield.

Last week proved it again.

The Fed held rates steady—yet mortgage rates dipped to 6.18%, matching the lowest level since 2022.

Housing economists from the Mortgage Bankers Association and Fannie Mae expect rates to remain between 6% and 6.5% for the foreseeable future.

Michael Fratantoni of the MBA said this level of rates could support a stronger spring market—not a breakout, but a healthier one.

And here’s the psychology:

Bill Banfield from Rocket Mortgage says when rates dip below 5.99%, buyer demand jumps 30%.

Why?

Because rates in the 5s flip a mental switch.


If you want to position yourself before the crowd moves,
?? Text EDGE to 561-861-2366
Get educated. Get prepared. Get ahead.

Top Rate Offer we’re seeing: 5.63%
National averages:

  • 30-Year Fixed: 6.22%
  • 15-Year Fixed: 5.66%
  • 10-Year Fixed: 5.56%
  • ARMs? Not popular right now.

And tomorrow—on the ATM Edition – About The Money—we’ll talk about how people are getting rates in the 4s and investor loans in the 5s.

Prepare Early—This Is Where Builders Win

Whether you need a mortgage now or next year, preparation is everything.

Get a PQ. Know your numbers.
We also have inside info on two new mortgage products and a DPA program that’s about to make waves—including soft credit pull options.

?? Text LOAN to 561-861-2366

Busy people react.
Builders prepare.

Big News Article #1 – Affordability Is Pressuring Homeowners Too

Let’s rewrite the headline in real terms:

Housing Pressure Isn’t Just Squeezing Buyers—Unprepared Homeowners Are Feeling It Too

Key takeaways, in plain English:

  • Late mortgage delinquencies rose to about 0.20%, up from last year, according to VantageScore
  • Still nowhere near 2010 crisis levels—but the trend matters
  • Homeownership requires maintenance reserves, not just a mortgage payment

Data from the Federal Reserve Bank of St. Louis shows overall delinquencies remain historically low.

Americans owe over $13 trillion on mortgages, per LendingTree.

Home prices are easing—but still elevated, with long-term appreciation shown by the S&P Case-Shiller.

This matters because homeownership done without planning leads to stress.
Homeownership done with strategy leads to freedom.

That’s Busy vs. Building.

You can read more at AutomaticLandlord.com.

Big News Article #2 – Cancellations Are Surging

Let’s rewrite this one honestly:

Homebuyers Are Walking Away—And That’s Creating Opportunity for the Prepared

According to Redfin:

  • Over 40,000 contracts canceled in December
  • That’s 16.3% of deals—highest since tracking began
  • Sellers now outnumber buyers by 47%

Chen Zhao from Redfin said buyers are getting selective—and that’s good news if you’re ready.

Markets like Atlanta, Jacksonville, Tampa saw higher cancellations.

Why does this matter?

Because fear creates negotiation leverage.

Buyers who are qualified, educated, and confident are stepping into opportunities others walk away from.

That’s not being busy.
That’s building.

Final Call to Action

Before we wrap…

?? Text EDGE to 561-861-2366

Don’t just listen.
Use this show.

Use it to get educated.
Use it to get positioned.
Use it to start building assets.

Thank you for spending part of your day with me on The Real Estate Show—a literal seminar in every episode.

Tune in tomorrow for the ATM Edition – About The Money.

And please—share this show with someone who should own real estate, but hasn’t started yet.

I’m Eric Willner.
This is The Real Estate Show.
And now… you know the difference between Busy, Broke, and Building.

Posted by Eric Willner on February 4th, 2026 4:50 PM

Radio Show Notes 02/03/26 Tuesday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Tuesday Tools, Tips & Techniques: How to Escape the Busy-Broke Cycle with Real Estate

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

“Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate.
My name is Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily radio show about real estate, and also creator of The Automatic Landlord System for Owning Cash-Flowing Real Estate Profitably and Hassle-Free.
It’s a virtual real estate seminar in every episode.”

Take a breath.
Lean in.
Because today’s Tuesday Tools, Tips, and Techniques show is where motivation turns into execution.

Yesterday, on Monday On A Mission, we framed the question that matters more than almost any other financial question you can ask yourself:

Are you busy, broke, or building?

Today, we answer the next question:

?? What do you DO about it?

Did You Know? (Today’s Reality Check)

Did you know that a majority of Americans earning six figures still live paycheck to paycheck—not because they don’t make enough money, but because they don’t own enough assets?

Did you know that renters are exposed to 100% of inflation with none of the protection ownership provides—while homeowners historically gain both appreciation and rent-replacement savings?

Did you know that many real estate investors fail not because of bad deals—but because poor credit and excessive consumer debt block access to opportunity?

These are just a few of the alarming statistics and realities in today’s economy. And they matter, because awareness gives you the ability to planprepare, and pivot.

These “Did You Know?” moments highlight the critical role homeownership plays in Americans’ lives—and the challenges people face when they don’t own:
lower credit scores, higher debt burdens, rising rents, and long-term vulnerability.

And remember this truth:

Everyone is in real estate.

You’re either IN real estate—because you bought it, searched it, negotiated it, closed it, and enjoy the pride and benefits of ownership…

Or you’re ON real estate—paying rent directly, or indirectly through your employer, paying those who are in real estate.

Today, let’s talk about actions—the actions that lead to success or failure—and how to truly understand our theme:

Busy, Broke, or Building? How to Tell Which Path You’re Actually On

Our mission here is simple and powerful:
to transform lives through affordable real estate.
To empower, educate, and enable families and individuals to enjoy the American Dream of homeownership.

And to do that, you must understand income.

The 3 Types of Income (And Why They Matter)

  1. Active Income – trading time for money
  2. Indirect / Semi-Active Income – leveraging systems or people
  3. Passive / Residual Income – where your time and money work for you

We all start with active income.
The goal is to build enough passive income to gain freedom—whether that means retirement, flexibility, or choice.

Real estate is one of the few vehicles that touches all three types of income.


Today’s show is brought to you by TimeToFixMyCredit.com.
If credit is holding you back from building wealth through real estate, now is the time to fix it.
?? Text “CREDIT” to 561-861-2366.

Tools & Techniques: Turning Yesterday’s Ideas into Action

Yesterday, I gave you 9 reasons why it’s critical to know whether you’re busy, broke, or building.

Today, we turn those reasons into ACTION.

Here Are 9 Steps to Move from Busy or Broke to BUILDING

  1. Know Your Numbers
    Create a personal financial statement. You can’t fix what you don’t measure.
  2. Know and Improve Your Credit
    Credit is the gateway to leverage. Better credit equals better opportunity.
  3. Control Cash Flow Before Chasing Deals
    Stop leaks in your monthly budget so you can redirect money into assets.
  4. Replace Consumer Debt with Asset-Backed Strategy
    Not all debt is equal. Learn the difference between bad debt and strategic debt.
  5. Define Your Real Estate Strategy First
    Buy-and-hold, house hacking, rentals, or ownership—clarity comes before action.
  6. Leverage Education and Coaching
    Speed comes from guidance. Mistakes are expensive—mentorship is cheaper.
  7. Use Real Estate as a Tax Strategy
    Builders use depreciation and deductions; busy people just pay the bill.
  8. Think Long-Term, Not Transactional
    Builders create systems, not just deals.
  9. Take Consistent, Educated Action
    Progress beats perfection. Momentum beats hesitation.

These are not theories.
They are tools—and tools only work when you pick them up and use them.

HARD STATION BREAK – MIDSHOW

Station Identification

Second Half: Tools That Actually Move the Needle

Welcome back.
This is The Real Estate Show, and today’s theme—Busy, Broke, or Building—is about deciding who you are going to be this year.

Now let’s talk about resources, because no one builds alone.

There are real tools available to renters, buyers, and investors—if you show up and use them.

That’s why I want you at our Tuesday night workshop.

But first, let’s emphasize the tools that matter most for achieving real estate goals in the new year:

Four Core Tools Every Builder Uses

  1. Expert Coaching in Profitable Real Estate Ownership
    Experience collapses time. Learn from people who’ve already solved the problems.
  2. Path to Home Ownership Free Workshops
    Knowledge removes fear. Fear is what keeps people renting forever.
  3. Financial Calculators
    Numbers remove emotion. Emotion kills deals.
  4. A Written Financial Plan
    A goal without a plan is just a wish.

Your retirement future does not begin someday.
It begins NOW.

If not now—when?
If not this—what?
If not you—who?

?? SPONSOR BREAK – 75% MARK

Today’s show is brought to you by TimeToFixMyCredit.com.
If your credit score is the obstacle between you and real estate ownership, don’t wait.
?? Text “CREDIT” to 561-861-2366.

Why Real Estate Is the Ideal Investment

Real estate is ideal because it:

  • Produces income
  • Provides tax advantages
  • Protects against inflation
  • Builds equity
  • Creates leverage
  • Offers control
  • Rewards patience

Stocks don’t call you back.
Savings don’t grow fast enough.
Wages don’t keep up.

But real estate—when done right—works while you sleep.

And remember:

The Real Estate Show is your partner in real estate.
Our expertise and experience can be the difference between a successful transaction and a stressful one.


Have a specific question about home loans?
Text “LOAN” to 561-861-2366, and we’ll tackle it on a future show.

And don’t forget to join us next week as we continue building momentum together.

Today’s Show – 5 Key Takeaways

  • Being busy is not the same as building wealth
  • Credit and cash flow determine opportunity
  • Real estate connects all three types of income
  • Tools + education accelerate results
  • Action today creates options tomorrow

Closing the Show

Rates. Lending. Markets. Momentum.

On the Wednesday Midweek Mortgage & Market Report, we’re breaking down what’s really happening in real estate—and what it means for buyers, investors, and everyday Americans.

If you’re trying to decide whether to wait… or act…
If you want the truth behind the headlines…
If you’re serious about building wealth instead of guessing…

??? You do NOT want to miss tomorrow’s show.

Same place. Same time.
A seminar in every episode of The Real Estate Show.

Thank you for listening.
Thank you for investing your time.

But don’t just listen—use this show to get started in real estate investing.
Tune in every weekday to The Real Estate Show—a literal seminar in every episode.

Don’t forget to attend our FREE online workshops.
And remember, our mission is simple:
to help Make the American Dream come true for you.

?? Visit us at www.AutomaticLandlord.com for transcripts, past episodes, and more.
?? Watch and LIKE the show live or on-demand at Facebook.com/TheRealEstateShow.
Likes keep us going—but shares keep us growing.

Until tomorrow—stay focused, stay curious, and stay building.


Posted by Eric Willner on February 4th, 2026 4:50 PM

Radio Show Notes 02/02/26 Monday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Busy, Broke, or Building? How to Tell Which Financial Path You’re Really On

By Eric Willner, Investor and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

Monday On A Mission: Why This Matters Right Now

Today is the Monday On A Mission Edition of The Real Estate Show, where we talk about why NOW is the time to buy real estate, using today’s theme:

Busy, Broke, or Building? How to Tell Which Path You’re Actually On

Today’s show is about the WHY—why you need to know which path you’re on, and why clarity is the starting point for real estate and financial success.

This week, we’ll discuss strategies to optimize your finances, including:

  • Tax management techniques
  • Debt reduction methods
  • Smart investment strategies
  • Leveraging your home as a business asset

Knowing how these work—and how they work together—is essential to any real plan for real estate and financial success.

Before we get into the meat of the show, let me remind you of this week’s FREE online workshops:

  1. Tuesday, 8:00 PM – Path to Home Ownership Introduction
    Online by invitation — text “PATH” to 561-861-2366
  2. Wednesday, 8:30 PM – Financial Edge Academy Live Session
    Online by invitation — text “EDGE” to 561-861-2366

You want to attend these because real estate requires skill, strategy, adaptability, and determination to cross the finish line successfully.

And remember this truth:

Everyone Is in Real Estate

You’re either IN real estate—because you own it, searched it, negotiated it, closed on it, and enjoy the pride and benefits of ownership—

Or you’re ON real estate—paying rent directly, or indirectly through an employer who pays the rent for your workplace.

The road to financial victory isn’t always straight—but it is exhilarating. And we want you on that road with us.

You’re listening to The Real Estate Show.
Remember: You can turn debt into wealth in real estate.
If you want to change your financial picture, start right now—
?? Text the word “CREDIT” to 561-861-2366.

— HARD STATION BREAK —

(Station Identification)

Part Two: Busy, Broke, or Building—Let’s Break It Down

Welcome back. This is The Real Estate Show, and today we’re asking you to get honest with yourself.

This week in our workshops, we’ll show you why the question Busy, Broke, or Building? matters—and then we’ll tell you what to do about it.

Ten Reasons You Must Know Which Path You’re On

  1. Busyness can be deceptive. Activity without progress creates exhaustion, not wealth.
  2. Debt hides in plain sight. Minimum payments mask long-term damage.
  3. Cash flow beats income. It’s not what you make—it’s what you keep and control.
  4. Real estate rewards planning. Random action leads to random results.
  5. Credit determines opportunity. Good credit opens doors before money ever does.
  6. Taxes are your biggest expense. Understanding them changes everything.
  7. Inflation punishes savers. Assets protect purchasing power.
  8. Leverage accelerates outcomes. Real estate lets you control more with less.
  9. Ownership creates options. Options create freedom.
  10. Clarity fuels confidence. When you know your path, decisions get easier.

Each of these reasons points to one truth: you can’t fix what you refuse to measure.

The Four Major Roadblocks—and How This Theme Helps You Win

When you address these four roadblocks using the lens of Busy, Broke, or Building, you give yourself a real chance to win.

Roadblock #1: Government and Taxes

Taxes are often the largest single expense a household faces. Real estate offers legal strategies—depreciation, deductions, and business use—that can dramatically reduce taxable income. Builders learn the rules and use them. The busy ignore them. The broke feel crushed by them.

Roadblock #2: Interest and Finance Charges

High-interest debt quietly steals your future. Builders understand how to restructure, consolidate, and strategically use debt—especially when replacing consumer debt with asset-backed debt that can generate income.

Roadblock #3: Uncontrolled Monthly Bills

Recurring expenses grow by default unless managed deliberately. Builders audit expenses, renegotiate bills, and redirect savings into assets. This single habit can unlock cash flow you didn’t know you had.

Roadblock #4: Inflation—the Silent Killer

Inflation erodes savings every year. Real estate, historically, has been one of the most effective hedges—because rents and values tend to rise over time. Builders own assets that adjust with inflation instead of being crushed by it.

Let me remind you again—because this matters:
You can turn debt into wealth in real estate.
If you want to change your financial picture, take the first step now—
?? Text the word “CREDIT” to 561-861-2366.

Today’s Takeaway

Today’s show was about awareness with purpose. Busy, Broke, or Building isn’t a judgment—it’s a diagnostic. Once you know where you are, you can choose where you’re going. And real estate, when used intentionally, becomes one of the most powerful tools to move from survival to strategy—and from strategy to freedom.

Closing the Show

Tomorrow is our Tuesday Tools, Tips, and Techniques Edition of The Real Estate Show—and you do not want to miss the resources and insights we’ll share to help you profit and succeed in the real estate world.

Thank you for listening—but remember, don’t just listen. Use this show to get started in real estate investing, to change your life, and to build a future on purpose. Tune in every weekday for The Real Estate Show—a literal seminar in every episode.

And don’t forget to attend our FREE online workshops.
?? Text the word “EDGE” to 561-861-2366.

Until tomorrow—stay focused, stay curious, and stay building.

Posted by Eric Willner on February 2nd, 2026 7:19 PM

Radio Show Notes 01/30/26 Friday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Real Estate is the I.D.E.A.L Investment! 


Learn more about Real Estate Investing and  learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you  miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.


Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Then check out these EXTRA cool resources:

TimeToFixMyCredit.com for Financial Education and Credit Improvement

AutomaticLandlord.com for Landlording and Real Estate Investment

MackBuysHouses.com for a fast cash offer on Real Estate

MackSellsHouses.com for great deals on Real Estate Investments

MackBargainHouseHunters.com to Partner on Real Estate Deals



Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.



#TheRealEstateShow, #EricWillner, #AutomaticLandlord, #ThirdHome, #BestRealEstate, #WSBR, #AM740, #FM 96.9, FM 103.9, #MoneyTalkRadio, #TheRealEstateLife, #speakingempire, #GKIC, #makeamericagreatagain, #propertymanagement, #rent

Posted by Eric Willner on January 30th, 2026 8:59 PM

Radio Show Notes 01/29/26 Thursday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Real Estate is the I.D.E.A.L Investment! 


Learn more about Real Estate Investing and  learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you  miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.


Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Then check out these EXTRA cool resources:

TimeToFixMyCredit.com for Financial Education and Credit Improvement

AutomaticLandlord.com for Landlording and Real Estate Investment

MackBuysHouses.com for a fast cash offer on Real Estate

MackSellsHouses.com for great deals on Real Estate Investments

MackBargainHouseHunters.com to Partner on Real Estate Deals



Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.



#TheRealEstateShow, #EricWillner, #AutomaticLandlord, #ThirdHome, #BestRealEstate, #WSBR, #AM740, #FM 96.9, FM 103.9, #MoneyTalkRadio, #TheRealEstateLife, #speakingempire, #GKIC, #makeamericagreatagain, #propertymanagement, #rent

Posted by Eric Willner on January 29th, 2026 5:05 PM

Radio Show Notes 01/28/26 Wednesday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Midweek Market Report: Insider Information You’re Allowed to Use in Today’s Housing Market

By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

 

Insider Information You’re Allowed to Use: How Real Estate Really Works

Hosted by Eric Willner – The Voice of Real Estate


Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate.

My name is Eric Willner, known as The Voice of Real Estate, founder of America’s longest running daily radio show about real estate, and creator of The Automatic Landlord System for Owning Cash-Flowing Real Estate Profitably and Hassle-Free.


This show is a virtual real estate seminar in every episode.


And today is the Wednesday Midweek Mortgage & Market Report Edition of The Real Estate Show — the day we cut through headlines, fear, and noise, and talk about what is actually happening right now in real estate, mortgages, and money.


This is also where we continue the conversation we launched on Monday around this powerful theme:

?? Insider Information You’re Allowed to Use: How Real Estate Really Works


Everyone Is IN Real Estate

Let’s reset the frame before we dive into numbers.

Everyone is IN real estate.

You are either IN real estate because you OWN it —
You searched it.
Negotiated it.
Closed on it.
You have pride of ownership, tax benefits, long-term appreciation, and control.

Or you are ON real estate —
Paying rent directly,
Or indirectly, by working for an employer who pays rent to someone else.

Either way…
You are supporting someone’s real estate.

The question is whose.

The Bottom Line: Owners vs. Renters

Here’s a truth that doesn’t get talked about enough.

For a homeowner who pays off their mortgage, financial freedom often means living on a dramatically reduced budget in retirement. Housing costs drop. Predictability increases. Life becomes more manageable.

For a renter, financial freedom requires building a much larger investment portfolio — just to keep up with perpetual, ever-increasing rent payments.

That difference alone explains why ownership changes everything.

Insider Information You’re Allowed to Use

Today’s show is about Insider Information You’re Allowed to Use: How Real Estate Really Works — and why understanding this is critical to building a real plan for success.

Let me ask you three current, market-driven “Did You Know?” questions:

Did you know that even with mortgage rates hovering in the low-to-mid 6% range, investors continue buying because cash flow and tax strategy matter more than short-term rate fluctuations?

Did you know that the majority of wealth built through real estate comes not from appreciation alone, but from amortization, depreciation, and inflation working in your favor?

Did you know that periods of rate stability — not rate drops — are historically some of the best windows to buy, because sellers adjust faster than buyers?

That’s insider information — not illegal, not hidden — just rarely explained.

Why Today’s Show Matters

Today’s show is about how real estate really works and why understanding the mechanics — not the emotion — leads to better decisions.

Before we get into the meat of the show, let me remind you about this week’s FREE workshops:

 

Do finances challenge you?
Most people say YES.

That’s why we created The Financial Edge — education and knowledge that moves the needle.

We are your Financial Team.

Join us every Wednesday night at 8:30pm Eastern by texting EDGE to 561-861-2366.

We believe in a 3-pronged approach:

  1. Everyone should buy a house — be a homeowner
  2. Everyone should have that house in financial order with a written financial/life plan
  3. Everyone should own a business that pays them and gives them tax benefits

And at 8:30pm every Wednesday, we host the Financial Edge Academy 101 Overview — online by invitation.

?? Text EDGE to 561-861-2366
Education changes outcomes.
Awareness creates opportunity.


??? COMMERCIAL BREAK – HALFWAY POINT

Today’s Show is Brought to You By: TimeToFixMyCredit.com
Because better credit changes everything.

Back to the Market: Mortgage Rates & Trends

Here are the top trending topics for today’s update, anchored by data from Bankrate.com.

Mortgage Rate Snapshot (Rewritten in My Voice)

As of Wednesday, January 28, 2026, the national average 30-year fixed mortgage rate sits at 6.17%, up a modest 3 basis points.

Refinance rates average 6.55%, up 5 basis points.

Translation?
Another flat week, and flat weeks equal stability.

Since mortgage rates hit a 2025 low around 6.25% last October, they’ve moved sideways — not exploding, not collapsing.

That matters.

Why? Because markets transact in certainty, not chaos.

What’s Influencing Rates Right Now

Earlier this month, President Donald Trump announced that he directed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities.

That move briefly pushed mortgage rates down to 6.18%, the lowest since August 2022.

But here’s the insider reality:
Markets react fast — and then normalize.

As excitement faded, rates drifted back toward 6.25%.

Fannie and Freddie back roughly two-thirds of U.S. mortgages. When they buy mortgage bonds, liquidity increases, which supports lending.

This system — not headlines — is why nearly two-thirds of Americans own homes.

Still, skepticism remains.

As Nicole Rueth of Movement Mortgage said:

“While the $200 billion buy helped narrow spreads and temporarily anchor rates, geopolitical pressure is now pulling them higher.”

In plain English:
Rates are in a tight range, drifting slightly upward.

And now, all eyes are on the Federal Reserve, expected to keep rates unchanged — but markets will react to commentary.

The Insider Advantage: Shopping Rates

For the week of January 25th, top offers on Bankrate are 0.57% lower than the national average.

On a $340,000 loan, that’s $1,495 per year in savings.

That leads to a critical insider question:

?? When would NOW be a great time to consult your mortgage professional?

Answer: Before you need the loan.

?? Text LOAN to 561-861-2366.

Top offers currently show:

  • 5.63% top rate
  • 6.17% national average (30-year fixed)
  • 5.60% 15-year fixed
  • 5.54% 10-year fixed
    ARMs? Not popular right now.

And tomorrow on the ATM – About The Money Edition, we’ll show you how some borrowers are getting rates in the 4s and investor loans in the 5s.

Preparing Early Is Insider Strategy

Whether you need a mortgage now or in the next year or two, it’s crucial to prepare early and get pre-qualified.

We also have inside information on:

  • Two new mortgage products about to hit the U.S. market
  • DPA program
  • Soft credit pull options

More on that soon.

Big News: Mortgage Demand Drops

Let’s look at our first major article.

Rewritten Headline:

Mortgage demand cools as rates edge higher — insiders stay focused

Key Points (Reworded):

  • 30-year fixed rates increased to 6.24%
  • Refinance applications fell 16%
  • Purchase applications held steady

Now here’s why this matters.

Mortgage demand dropped 8.5% week-over-week, but refinance demand is still 156% higher than last year.

Why?
Because last year, rates were nearly 80 basis points higher.

And as Joel Kan from the MBA noted:

“FHA refinance activity bucked the trend.”

Translation: Smart borrowers adapt.

This directly supports today’s theme — insiders don’t react emotionally to weekly rate changes. They position strategically.

Next Article: Buyers Backing Out

Rewritten Headline:

Homebuyers are backing out — and that’s good news for prepared buyers

Here’s what the data says:

  • Over 40,000 contracts canceled in December
  • 16.3% cancellation rate — highest since tracking began
  • 47% more sellers than buyers

That means leverage has shifted.

As Redfin’s Chen Zhao said:

“Homebuyers are more selective… sellers outnumber buyers by a record margin.”

Insider translation:
Prepared buyers have options.

And when fear rises, opportunity expands.

Why This Is the Reason to Own Now

This environment rewards:

  • Strong credit
  • Pre-qualification
  • Patience
  • Strategy

It punishes:

  • Emotion
  • Guessing
  • Waiting for “perfect” conditions

That’s how real estate really works.

To improve your finances:

?? Text EDGE to 561-861-2366
Join our community. Learn the rules. Use insider information legally.

Closing

Thank you for listening — but don’t just listen.

Use this show to get started in real estate investing.

Tune in every weekday to The Real Estate Show —
a literal seminar in every episode.

 

“If you think interest rates are the whole story… tomorrow’s show will change how you look at money.”

Tomorrow on The Real Estate Show, it’s the ATM Edition — About The Money.

We’re going beyond headlines and digging into what really matters:

  • How insiders structure deals when rates don’t move
  • Why cash flow beats price guessing
  • And how some investors are still locking better terms, better leverage, and better outcomes in today’s market

If you’ve ever asked:

  • How do I actually afford this?
  • How do investors make the numbers work?
  • How do I stop waiting and start positioning?


Tomorrow’s show is required listening.

Because real estate isn’t about timing the market —
It’s about understanding how the money really works.

??? ATM – About The Money
Tomorrow. Same place. Same time.
Right here on The Real Estate Show.

?? And if you want to get ahead of the curve, text EDGE to 561-861-2366.

 

Also -  share this show with someone who should own real estate.

Visit AutomaticLandlord.com for more.

We’ll see you tomorrow.


Posted by Eric Willner on January 28th, 2026 9:46 PM

Radio Show Notes 01/27/26 Tuesday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Real Estate is the I.D.E.A.L Investment! 


Learn more about Real Estate Investing and  learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you  miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.


Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Then check out these EXTRA cool resources:

TimeToFixMyCredit.com for Financial Education and Credit Improvement

AutomaticLandlord.com for Landlording and Real Estate Investment

MackBuysHouses.com for a fast cash offer on Real Estate

MackSellsHouses.com for great deals on Real Estate Investments

MackBargainHouseHunters.com to Partner on Real Estate Deals



Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.



#TheRealEstateShow, #EricWillner, #AutomaticLandlord, #ThirdHome, #BestRealEstate, #WSBR, #AM740, #FM 96.9, FM 103.9, #MoneyTalkRadio, #TheRealEstateLife, #speakingempire, #GKIC, #makeamericagreatagain, #propertymanagement, #rent

Posted by Eric Willner on January 28th, 2026 9:45 PM

Radio Show Notes 01/26/26 Monday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Legal Insider Trading: Why Real Estate Is Predictable, Profitable, and Not a Gamble

By Eric Willner, Investor and Host of The Real Estate Show, America’s longest running daily radio show about real estate.

Monday On A Mission

Insider Information You’re Allowed to Use: How Real Estate Really Works

The Real Estate Show – Hosted by Eric Willner

??? OPENING – SETTING THE FRAME 

“Welcome to The Real Estate Show,” hosted by me, Eric Willner, known as The Voice of Real Estate and founder of America’s longest running daily radio show about real estate.

If you’re new here, let me set the frame.
This is not a hype show.
This is not a get-rich-quick show.
This is a thinking person’s show about money, real estate, and financial independence.

Today is the Monday On A Mission Edition of The Real Estate Show — the day we reset the mindset, set the direction for the week, and challenge you to think differently about money, debt, and opportunity.

And this week’s theme is bold, true, and maybe a little uncomfortable for some people:

“Insider Information You’re Allowed to Use: How Real Estate Really Works.”

?? DID YOU KNOW? – WAKE-UP CALL

Let me start with three Did You Know? questions — and I want you to really think about these, because they’re not just trivia… they’re wake-up calls.

Did you know that in real estate, knowing more about a neighborhood, a zoning change, a tax rule, or a financing incentive is not illegal — it’s expected?

Did you know that while Wall Street insider trading lands people in prison, real estate insiders are literally rewarded for knowing rents, seller motivation, depreciation rules, and local market trends?

Did you know that the biggest financial problem facing Americans today isn’t income — it’s debt, lack of strategy, and not knowing how money really works?

These questions aren’t just interesting — they’re invitations.
They open the door to deeper conversations about debt managementfinancial planning, and how to break free from financial stress.

This is about setting yourself up for success, not by gambling — but by learning how the game is actually played.

??? REINTRO + AUTHORITY RESET 

Now let me officially welcome you again.

Welcome to The Real Estate Show, hosted by me, Eric Willner, known as The Voice of Real Estate, founder of America’s longest running daily radio show about real estate, and creator of The Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.

It’s a virtual real estate seminar in every episode.

And since January 1st, we hit the RESTART button.

I shared the things I would do if I were starting — or starting over — in real estate investing.

Here are the first foundational steps we’ve covered:

  • Get financially educated
  • Know your credit — and fix it
  • Create a personal financial statement
  • Set clear investment goals
  • Identify your real estate strategy

And now we add the next critical layer:

?? Insider Information You’re Allowed to Use: How Real Estate Really Works

?? WHY THIS MATTERS RIGHT NOW (Minute 7–10)

Today’s show is about why you must understand how real estate really works — not how it’s marketed, not how it’s sensationalized, but how it actually functions in the real world.

This week, we’ll talk about:

  • Tax management techniques
  • Debt reduction strategies
  • Smart investment positioning
  • Leveraging your home as a business asset, not just a place to live

And understanding how this works is not optional if you want real financial success.

Before we go deeper, let me remind you of this week’s FREE workshops:

  • Tuesday at 8 PM – Path to Home Ownership Introduction
    ?? Text PATH to 561-861-2366
  • Wednesday at 8:30 PM – Financial Edge Academy Live Session
    ?? Text EDGE to 561-861-2366

You should attend these because real estate requires skill, strategy, adaptability, and determination. It’s not passive. It’s powerful — when done correctly.

And remember this truth:

Everyone is in real estate.

You’re either IN real estate because you own it…
Or you’re ON real estate, paying rent directly — or indirectly — for someone else’s benefit.

Let me pause right here and say this clearly:

You can turn debt into wealth in real estate.
You can change your financial picture.

Start by texting the word CREDIT to 561-861-2366.

?? HARD STATION BREAK – MIDSHOW IDENTIFICATION

(10-minute mark – full stop)

??? SECOND HALF – THE MEAT OF THE SHOW 

Welcome back to The Real Estate Show.
This is the Monday On A Mission Edition, and today’s theme is:

Insider Information You’re Allowed to Use: How Real Estate Really Works.

Let’s talk about why this matters — and how insiders think differently.

?? 10 REASONS INSIDERS WIN

Here are 10 reasons you must understand how real estate really works:

  1. Real estate is local and observable – you can see demand, supply, and behavior.
  2. Cash flow is predictable – rents don’t fluctuate like stock prices.
  3. Leverage is structured – long-term, fixed financing favors owners.
  4. Tax rules reward ownership – depreciation and deductions are legal advantages.
  5. Inflation works for you – rents rise while debt stays fixed.
  6. Insiders focus on payment, not price – affordability beats speculation.
  7. Motivation creates opportunity – sellers tell you when they’re ready.
  8. Markets move slowly – giving educated buyers time to act.
  9. Education compounds – every deal makes the next easier.
  10. Systems beat guessing – real estate is engineered, not gambled.

This is legal insider information — available to anyone willing to learn.

?? THE 4 MAJOR ROADBLOCKS (Minute 15–18)

Let’s address the four biggest obstacles to financial independence — and how insider knowledge helps you overcome them.

Roadblock #1: Government & Taxes
Most people fear taxes. Insiders plan around them. Real estate allows depreciation, deductions, and strategic planning that reduces taxable income legally.

Roadblock #2: Interest & Finance Charges
Interest destroys consumers — but builds wealth for owners. Insiders borrow long-term, fixed money and let tenants pay it back.

Roadblock #3: Uncontrolled Monthly Bills
Rent, utilities, debt payments — these crush cash flow. Real estate converts expenses into income streams.

Roadblock #4: Inflation — the Silent Killer
Inflation erodes savings. Real estate adjusts with it. Rents rise. Debt stays fixed. Equity grows.

Address these four — and you win.


Let me remind you again:

You can turn debt into wealth in real estate.
Change your financial picture.

Text CREDIT to 561-861-2366 and take the first step.


Today’s show was about awareness — seeing what insiders see, using information you’re allowed to use, and understanding how real estate really works.

This isn’t about shortcuts.
It’s about clarity, strategy, and execution.

Tomorrow is our Tuesday Tools, Tips & Techniques Edition — and you will not want to miss the practical resources that turn today’s mindset into action.

Thank you for listening — but don’t just listen.
Use this show to get started in real estate investing, change your life, and build your future.

Tune in every weekday to The Real Estate Show — a literal seminar in every episode.

And don’t forget — attend our free online workshops.
Text EDGE to 561-861-2366.

We’ll see you tomorrow.

Posted by Eric Willner on January 26th, 2026 6:21 PM

Radio Show Notes 01/23/26 Friday

Read a summary of the show below or

Listen Here

Watch Live Facebook Video Here


Real Estate is the I.D.E.A.L Investment! 


Learn more about Real Estate Investing and  learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you  miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.


Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

Then check out these EXTRA cool resources:

TimeToFixMyCredit.com for Financial Education and Credit Improvement

AutomaticLandlord.com for Landlording and Real Estate Investment

MackBuysHouses.com for a fast cash offer on Real Estate

MackSellsHouses.com for great deals on Real Estate Investments

MackBargainHouseHunters.com to Partner on Real Estate Deals



Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.



#TheRealEstateShow, #EricWillner, #AutomaticLandlord, #ThirdHome, #BestRealEstate, #WSBR, #AM740, #FM 96.9, FM 103.9, #MoneyTalkRadio, #TheRealEstateLife, #speakingempire, #GKIC, #makeamericagreatagain, #propertymanagement, #rent

Posted by Eric Willner on January 24th, 2026 10:49 AM

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