Radio Show Notes 04/16/26 Thursday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Stop Overpaying Taxes: How Real Estate Investors Legally Beat the IRS in 2026
By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.
Welcome to the Real Estate Show – South Florida’s #1 Real Estate Radio Show and Americas longest running daily radio show about real estate. The radio show is called “The Real Estate Show”, hosted by me, Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily radio show about real estate and also creator of The Automatic Landlord System for Owning Cash Flowing Real Estate “Profitably and Hassle-Free”. It’s a virtual real estate seminar in every episode.
Let me start today with a question that might stop you in your tracks…
Did you know that the average American pays more in taxes over their lifetime than they spend on housing… food… and even healthcare combined?
Think about that for a second.
And here’s the bigger question… what if I told you that the IRS could actually become your silent partner… and with the right strategy, you could legally reduce their share—or even “fire” them from taking so much of your money?
That’s what today is all about.
We are now in Week 16 of 2026… the year is flying by. And if you’re not making moves yet, let me remind you—real estate doesn’t just give you one return… it gives you multiple streams of ROI:
And this week, we’ve been building a foundation.
Monday—we talked about taking control.Tuesday—we gave you the tools.Wednesday—we broke down the market and mortgage trends.
And now…
Today is Thursday… and that means it’s the “ATM – About The Money” Edition of The Real Estate Show.
And today’s theme is bold, it’s controversial, and it’s powerful:
The IRS is Your Silent Partner… but Real Estate Lets You Fire Them.
Let me ask you a few more “Did You Know?” questions:
Did you know… that real estate investors can legally write off losses—even when their properties are actually making money?
Did you know… that depreciation alone can offset tens of thousands of dollars of taxable income every single year?
Did you know… that the tax code is literally designed to reward people who own assets… not just earn income?
If that doesn’t get your attention… nothing will.
Now let me tell you—we had an incredible workshop last night.
The Financial Edge University Overview.
And what we are building right now is a movement… a community of Street Smart, Money Smart individuals who are learning how to win the money game.
You can join us Online by Invitation simply by texting EDGE to 561-861-2366
April is Financial Literacy Month.
And across the country, people are learning about budgeting… saving… debt…
But here’s what we believe:
Every month is Financial Literacy Month.
Because the consequences of NOT knowing this stuff?
Knowledge IS the key.
And that’s why real estate is the IDEAL investment and business.
Because it rewards knowledge… discipline… and action.
Now let me say something that might ruffle a few feathers…
Most “get rich quick” opportunities?
They exist because people don’t understand money.
Let’s break it down:
At Financial Edge Academy, we focus on proven strategies:
No hype. Just results.
And now—we’ve added something powerful:
Guaranteed Business FundingText FUNDING to 561-861-2366
Let’s talk about using the same dollar more than once—like the banks do:
That’s how wealth is engineered.
Todays Show is Brought to You By: TimeToFixMyCredit.comText CREDIT to 561-861-2366
And while you’re at it—text EDGE to 561-861-2366 to join our Financial Edge community.
— COMMERCIAL BREAK —
Stay tuned… when we come back, we’re going deeper into how real estate allows you to legally reduce your tax burden and build real wealth.
SECOND HALF – LET’S GET REAL ABOUT MONEY
Welcome back to The Real Estate Show… the ATM Edition… About The Money.
Today’s theme:
Now let’s get real.
The IRS isn’t your enemy.
They’re just playing by the rules.
The problem?
Most people don’t know the rules.
The tax code is over 70,000 pages long…
And guess what?
It was written to incentivize:
So if you’re only earning W-2 income…
You’re playing the game at a disadvantage.
Here’s how Real Estate changes everything:
And here’s the kicker…
You can make money AND show a loss on paper.
That’s how the wealthy stay wealthy.
Let’s revisit my 3 Core Beliefs:
I believe:
Everyone should own real estate Everyone should have a written financial plan Everyone should earn income beyond a job - own a business (399)
Do those 3 things…
And you will have:
And here’s how we help you do it:
Our 5-Star 3 Tiered System
L1 – SAVEKeep more of what you earn
L2 – MAKEInvest smarter, not harder
L3 – MULTIPLYLeverage and scale
And don’t forget—text EDGE to 561-861-2366Join the Financial Edge movement.
Let me leave you with this…
You can keep working harder for money…
Or you can make money work harder for you.
You can keep paying taxes blindly…
Or you can learn how to structure your life so the IRS becomes just a minor partner… not the majority owner of your income.
Because at the end of the day…
It’s a stone cold fact that real estate is the best investment. Period. It’s the IDEAL investment.
FINAL CALL TO ACTION
Thank you for listening—but don’t just listen.
Take action.
Use this show as your launchpad.
Join our workshops.Join our community.Start building.
Text EDGE to 561-861-2366
Tomorrow is FRIDAY – and you know what that means... it's time for the ultimate Weekly Wrap-Up on The Real Estate Show! We're recapping EVERYTHING from this week's powerhouse episodes: the hottest market moves, killer strategies, mindset shifts, and all the money-making intel you need to crush it in real estate right now.
Want in on the action? Text the word Edge right now to 561-861-2366, the station's text line to get yours entered and snag your shot at winning big. Don't sleep on this – spots are limited, and the giveaways are heating up!
Join me tomorrow for the Weekly Wrap-Up – bring your questions, your wins, your 'aha' moments from the week, and let's close out strong. You won't want to miss it!
Text EDGE now... and let's make April unforgettable. See you tomorrow – About the Money style!
See you tomorrow… same time, same place… for another powerful episode of The Real Estate Show.
Radio Show Notes 04/15/26 Wednesday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Midweek Market Report: Mortgage Rates, Inflation, and the Tax Benefits Driving Buyers Back
Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and Americas longest running daily radio show about real estate.
Today is the Wednesday Midweek Mortgage & Market Report Edition of The Real Estate Show, and this is where we cut through the noise, shine a bright light on the facts, and remind you that real estate is not just where you live — it is where wealth lives. My name is Eric Willner, known as the Voice of Real Estate, founder of America’s longest running daily radio show about real estate, and creator of The Automatic Landlord System, a system for owning cash flowing real estate profitably and hassle-free. This show is a virtual real estate seminar in every episode.
The theme today
The theme today is simple, powerful, and life-changing: The IRS is Your Silent Partner, but Real Estate Lets You Fire Them. That means every time you own income-producing real estate, you gain access to a long list of tax advantages that renters never get, and every time you keep money in motion through smart ownership, you reduce the amount of your profit that gets quietly siphoned away. Real estate gives you more than a roof or an asset; it gives you control, leverage, and a structure that can help you keep more of what you earn.
Everyone is in real estate. Every one either owns it or is on it. If you own it, you searched it, negotiated it, closed on it, and now you get the pride of ownership, tax benefits, and long-term appreciation that come with being on the IN side of the equation. If you are on real estate, directly through rent or indirectly through the rent your employer pays for the workplace, you are helping support somebody else’s real estate while they build the equity.
The bottom line is this: for a homeowner who pays off their mortgage, financial freedom can mean living on a dramatically reduced budget, making retirement much more attainable. For a renter, financial freedom requires a much larger nest egg just to keep up with a rent payment that tends to rise over time. That is why ownership matters, and why timing matters, and why today’s market deserves your full attention.
Three questions
Did you know? If mortgage rates are still bouncing around the mid-sixes, could today be one of the best moments to lock in negotiating power before the next turn in the rate cycle?
Did you know? If buyer demand is soft in Florida and other markets, could that give serious buyers more leverage on price, concessions, and seller-paid costs than they had just a few months ago?
Did you know? If inflation and conflict-driven energy costs keep pushing borrowing costs around, could owning a fixed-rate home become one of the last remaining shields against future housing uncertainty?
Did you know that even as the Iran conflict sends oil prices skyrocketing and inflation spiking to 3.3%, the IRS is still taking a bigger bite out of ordinary wage income while real estate owners get to deduct every single dollar of rising interest and fuel-related operating costs?
Today’s show is about The IRS is Your Silent Partner, but Real Estate Lets You Fire Them and how very important knowing how that works is to a plan that leads to success in Real Estate.
Weekly workshops
Before we get into the meat of the show, let me remind you of this week’s special FREE Workshops:
Market pulse
Here is the market pulse for today: the current average interest rate for a 30-year fixed mortgage is 6.38%, down 0.07%, and the average 30-year refinance rate is 6.63%, down 0.01%, which is basically flat. In plain English, the market is not screaming lower, but it is also not breaking upward in a way that kills opportunity. The rate story matters, but the deeper story is that buying power, negotiating power, and long-term ownership still matter more than trying to time every tiny move.
In the broader context, mortgage rates had been pushed up by inflation pressures and energy-market shocks, while March inflation reportedly rose to 3.3%, above the Fed’s target. That matters because it affects the cost of borrowing, the psychology of buyers, and the willingness of sellers to bend. When the market gets nervous, smart buyers get strategic.
What the data says
The average 30-year fixed mortgage rate dipped to 6.40% last week, down from 6.46%, and refinance demand rose as borrowers responded to the dip. At the same time, purchase demand remained weak, which tells you everything you need to know about the mood of the market: homeowners are watching rates, but many homebuyers are still hesitant. That hesitation is exactly where opportunity often hides.
One key point from the Mortgage Bankers Association update was that the average contract rate for 30-year fixed mortgages with conforming balances fell to 6.42% from 6.51%, refinance applications increased 5% week to week, and purchase applications fell 1%. In my voice, that means refis got a little love, buyers stayed cautious, and the market is still waiting for confidence to catch up with reality. The interesting part is that lower rates alone are not enough; people need certainty, and right now certainty is in short supply.
Here is the headline energy behind it: mortgage rates fell to a one-month low, and that lifted refinance activity while homebuyers stayed on the sidelines. Joel Kan said the evolving situation in the Middle East and its effect on energy and commodity prices helped pull rates lower last week. That is exactly why this is not just a rate story — it is a real estate story, a geopolitical story, and a wealth-building story all at once.
Why ownership wins
This is where the theme hits hard: the IRS is your silent partner when you do nothing, but real estate gives you a way to change the deal. Ownership can unlock deductions, depreciation, principal reduction, equity growth, and long-term appreciation, while rental payments usually build somebody else’s balance sheet instead of yours. The tax code has long favored ownership, and smart investors understand that the goal is not just to make money — it is to keep more of it.
And let’s be real: the Fed, inflation, oil prices, and headline risk can all move the market, but they do not erase the need for shelter. They do not erase the need for a place to live, a place to build, and a place to store wealth. If you wait for perfect conditions, you often end up buying after everyone else has already realized the opportunity.
Mid-show message
Texting the word EDGE to 561-861-2366 is how you get connected to the conversations that can change your financial trajectory. If you want the financial edge, the homeownership edge, and the investor edge, you need information, strategy, and a team that understands how to structure the deal. This is not just about getting into a house; it is about building a life.
First sponsor break
[Commercial break]
Spring market reality
Now let’s talk about the spring market, because the spring market always tells the truth. CNBC reported that the all-important spring housing season is underway, but expectations are falling short because of the Iran conflict and its impact on the U.S. economy and consumer sentiment. Buyers in the first quarter were more concerned about the economy and mortgage rates than they were about home prices, according to the CNBC Housing Market Survey. That is a major shift in mindset.
One agent in Las Vegas put it bluntly: “They’re worried about the war, rising gas prices, [for] their job security,” and that is exactly the kind of fear that causes buyers to pause. The average rate on the 30-year fixed mortgage hit 5.99% the day before the conflict and is now hovering around 6.5%, which means affordability got worse at the exact moment buyers hoped it might improve. When that happens, demand softens, homes sit longer, and sellers start adjusting expectations.
Agents are also seeing more contract cancellations, longer days on market, and more sellers worrying about timing than price. One Austin agent said, “Buyers that were on the fence and deciding to buy are now on the fence and going the other direction, saying, ‘I’m not going to buy,’” which tells you just how fragile buyer confidence is. In a market like that, the strongest buyers are often the ones who have been prepared in advance.
Prep and power
Whether you need a mortgage now or plan to get one in the next year or two, it is crucial to prepare early and get a PQ to see where you stand. Text the word “Loan” to 561-861-2366. Plus, we have special inside information on 2 new mortgage products about to take the U.S. by storm and a DPA program, and soft credit pull/free options.
That preparation matters because rate windows can open and close fast. If rates drift lower again, the buyers who are ready will move first. If rates rise again, the buyers who already have their plan in place will still be able to act while everyone else is still trying to get organized.
Rates and strategy
This week’s mortgage report shows a market that is still choppy but not broken. The national average is 6.38% for a 30-year fixed, 5.78% for a 15-year fixed, and 5.69% for a 10-year fixed, with top offers and special pricing out there for qualified borrowers. That means there is still room for strategic borrowers to win, especially if they understand how to compare offers and structure the loan properly.
Whether you need a mortgage now or in the next year or two, it is crucial to compare offers and understand your full borrowing picture. Text us “Loan” to 561-861-2366. If you are serious about buying, refinancing, or building an investment plan, that one text can be the start of a much better conversation.
Investor lens
Last few weeks we highlighted several articles about refinance demand plunging, mortgage demand falling when rates hit the highest levels since October, and homebuyer demand dropping for the first time in over a year as war fueled uncertainty. That pattern matters because it shows how quickly sentiment can change when rates, inflation, and headlines all move in the same direction. Investors know that market stress creates opportunity, but only for those who are prepared.
This is why ownership is so powerful. Homeowners can benefit from fixed housing costs over time while renters face recurring increases and less control over the future. Investors can use cash flow, equity, amortization, and tax strategy to build wealth even when the broader economy feels uncertain. That is how you reduce the IRS’s share and increase your own.
Next article
Now in big news, let’s look at this week’s headline: Mortgage applications rise as rates fall to one-month low. In my voice, I would call it: rates slipped just enough to wake up refinance activity, but not enough to pull homebuyers off the fence. That is the real story — lower rates helped the refi crowd first, while purchase demand still lagged.
The key points are simple: the 30-year conforming rate fell to 6.42% from 6.51%, refinance applications rose 5%, and purchase applications slipped 1%. In other words, the market got a little relief, but not a true demand surge. This is why disciplined buyers and investors keep their eyes on the long game instead of chasing headlines.
CNBC’s reporting also makes the point that mortgage rates and economic uncertainty are still the biggest headwinds for buyers. Joel Kan said the purchase market stayed muted because buyers remain apprehensive, and that line should be highlighted in every real estate conversation right now. When uncertainty rules the day, opportunity belongs to the prepared.
The deeper lesson is that lower rates alone do not create a housing boom. Confidence, income stability, job security, and affordability have to improve too. Until then, the market can still be favorable for well-informed buyers who know how to negotiate, how to structure financing, and how to use ownership to their advantage.
Why this matters
This relates directly to today’s theme because the cost of waiting is real. If you rent, you are exposed to recurring increases with no equity payoff, while the owner on the other side of the transaction is building a balance sheet that can eventually produce freedom. That is why I keep saying the IRS is your silent partner until you decide to become the owner who gets the benefits instead of the bill.
Buying now can mean locking in a monthly payment, gaining tax advantages, and positioning yourself for future appreciation. Waiting can mean paying more later, competing with more buyers, or missing the window when negotiation power was strongest. In a shifting market, ownership is not just a lifestyle choice; it is a financial strategy.
Closing words
Thank you for listening, but don’t just listen — use our show to get started in real estate investing and tune in every weekday to our show, a literal seminar in every episode of The Real Estate Show. This is where you come to learn, to plan, and to move. This is where real estate becomes real.
Text the word EDGE to 561-861-2366 and stay connected to the Financial Edge, because the smartest moves are made by the people who are ready before the crowd arrives. Tomorrow, tune in for the ATM Edition – About The Money, and do not miss the money angle because that is where strategy turns into results. Share this show with others who should own real estate, because everybody is in real estate — the only question is whether they own it or are still paying on it.
AND… This is a literal seminar in every episode.
So share this show.
Because someone you know…
Should OWN real estate.
Not just live on it.
Radio Show Notes 04/14/26 Tuesday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Real Estate is the I.D.E.A.L Investment!
Learn more about Real Estate Investing and learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.
Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow
Then check out these EXTRA cool resources:
TimeToFixMyCredit.com for Financial Education and Credit Improvement
AutomaticLandlord.com for Landlording and Real Estate Investment
MackBuysHouses.com for a fast cash offer on Real Estate
MackSellsHouses.com for great deals on Real Estate Investments
MackBargainHouseHunters.com to Partner on Real Estate Deals
Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.
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Radio Show Notes 04/13/26 Monday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
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Radio Show Notes 04/09/26 Thursday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 04/08/26 Wednesday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 04/07/26 Tuesday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 04/06/26 Monday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 04/03/26 Friday: Read a summary of the show below orListen HereWatch Live Facebook Video Here