The Real Estate Show

Radio Show Notes 07/03/24 Wednesday: The Real Estate Show Midweek Report: Mortgage Rates and Market Trends

July 4th, 2024 11:21 AM by Eric Willner

Radio Show Notes 07/03/24 Wednesday:

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The Real Estate Show Midweek Report: Mortgage Rates and Market Trends

By Eric Willner, Host of The Real Estate Show, America’s longest running daily radio show about real estate.

Hello Real Estate Enthusiasts!

Welcome back to “The Real Estate Show,” the number one real estate radio show in South Florida and the longest-running daily real estate show in America. I'm your host, Eric Willner, known as the Voice of Real Estate and the mastermind behind the Automatic Landlord System for Owning Cash Flowing Real Estate Profitably and Hassle-Free. Today’s edition is the “Wednesday Midweek Mortgage & Market Report,” where we delve into why NOW is the right time to buy real estate with our theme: Real Estate is the ultimate launch pad to financial freedom.

Is Now a Good Time to Buy or Sell Real Estate?

With all the noise from the news, media, and the ever-changing economy, it’s natural to question if now is the right time to make your move in the real estate market. Let’s dive into the latest updates to help you make informed decisions.

Current Mortgage Rate Trends

According to the latest survey from BankRate, the national average interest rate for a 30-year fixed mortgage is 7.02%, up 6 basis points from last week. For those considering refinancing, the average rate for a 30-year fixed refinance is 7.03%, up 7 basis points from last week, and the 15-year refinance interest rate stands at 6.56%, up 9 basis points. The good news? Experts predict mortgage rates will ease down in 2024.

Cooling Home Prices

Recent reports indicate a cooling in home prices. For the four weeks ending June 23, homes sold for slightly less than their asking price for the first time since the pandemic began. Specifically, homes sold for 0.3% less than the list price, a notable shift from a year ago when homes were selling at list price and two years ago at 2% above list price.

Despite this cooling, nearly two-thirds of homes still sold over the asking price in the last month, the lowest share since June 2020. Annual home price growth also slowed, slipping to 4.6% in May from 5.3% in April, marking the slowest growth rate in seven months.

The increase in active listings, now 35% higher than last year, contributes to this price cooling. However, inventory remains 30% below pre-pandemic levels, keeping the market competitive.

Market Demand and Weekly Mortgage Activity

Weekly mortgage demand has remained flat, indicating a potentially slow summer market. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances decreased slightly to 6.93% from 6.94%. Applications for refinancing were unchanged week-to-week but up 26% from the same week last year. Meanwhile, purchase applications increased by 1% but were still 13% lower than a year ago.

Even though the market shows signs of cooling, it is still a prime time to consider investing in real estate. Remember, real estate is a proven path to financial freedom, providing stability and growth even in fluctuating economic conditions.

Upcoming Free Workshops

Before we dive deeper into today’s theme, I want to remind you of our free workshops this week:

  1. Tuesday, 8 PM - Path To Home Ownership Introduction – Online by Invitation. Text "Home" to 561-861-2366.
  2. Wednesday, 8:30 PM - Financial Edge University “101 Overview” – Online by Invitation. Text "Edge" to 561-861-2366.

These workshops are designed to give you the education and knowledge needed to move the needle in your financial journey. Our Financial Edge approach is a three-pronged strategy:

  1. Everyone should buy a house - Be a Homeowner.
  2. Everyone should have that house in Financial Order with a WRITTEN Financial/Life Plan.
  3. Everyone should own a business that pays them AND gives them Tax Benefits - The Financial Edge.

Today's Theme: Real Estate as a Launch Pad to Financial Freedom

Today, we explore how real estate can be your ultimate launch pad to financial freedom. Did you know that understanding market trends and making informed decisions in real estate can significantly impact your wealth and financial independence? With mortgage rates expected to decrease and home prices starting to cool, now is an opportune time to invest in real estate.

Key Takeaways from Today’s Report

  • Mortgage Rates: The average 30-year fixed mortgage rate is currently 7.02%, with rates expected to decrease in 2024.
  • Home Prices: For the first time since the pandemic, homes are selling slightly below asking price, with a 35% increase in active listings.
  • Market Demand: Weekly mortgage demand is flat, indicating a slow summer market, but refinancing applications are up 26% from last year.
  • Supply Dynamics: While inventory has increased, it is still 30% below pre-pandemic levels, keeping the market competitive.

Remember:

Real estate remains one of the best investments for achieving financial freedom. Don’t miss out on this opportunity—text "EDGE" to 561-861-2366 to gain your financial edge today.

Thank you for tuning in to today’s show. Join us tomorrow for the Thursday ATM Edition of The Real Estate Show, where we keep you updated on the latest happenings in the real estate world. Keep listening, stay informed, and use our insights to kickstart your real estate investing journey. See you next time!

Today's Show is Brought to You By: TimeFixMyCredit.com. Text “Credit” to get started!


Also, you can listen to the entire 30 minute broadcast of any day’s edition of The Real Estate Show by clicking on the audio link on that days summary post. You can also watch the Facebook Live video at www.facebook.com/TheRealEstateShow.

Want to know more? If you are serious about real estate and paying off debt, then find out more on today and every day’s episodes and learn more about Real Estate Investing and learn HOW TO by listening to The Real Estate Show with Eric Willner , Live every weekday morning at 9 o’clock (EST) on Florida’s Money Talk Radio stations WWNN AM1470, FM 95.3 and FM 96.9. You can also hear us on the free apps: iHeart Radio and TuneIn. Recorded Rebroadcasts are available 24/7 on Facebook. Please share this and our Facebook updates.

Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way, on autopilot. - The Automatic Landlord way. (AutomaticLandlord.com) You can reach Eric Willner at Eric@Ericwillner.com or 888-595-7779.

Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow 

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Posted by Eric Willner on July 4th, 2024 11:21 AM

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