December 29th, 2025 5:38 PM by Eric Willner
Radio Show Notes 12/29/25 Monday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Review. Reset. Rebuild: Why Your Best Financial Year Starts Now — Monday On A Mission
By Eric Willner, Investor and Host of The Real Estate Show, America’s longest running daily radio show about real estate.
“Monday On A Mission” — Let’s Review the Year Behind Us & Make the Best of the Year Ahead of Us
Welcome to The Real Estate Show hosted by me, Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily radio show about real estate.
Let’s begin today with three powerful, reflective Did You Know? questions that set the tone for our mission:
Did you know that nearly 70% of Americans never review their financial year, leaving money, opportunities, and wealth-building strategies on the table—year after year?
Did you know the average American household paid over $6,000 in interest alone over the past 12 months—yet most don’t recognize that interest, debt, and inflation silently sabotage their wealth potential more than any market downturn?
Did you know that people who intentionally review the year behind them are 80% more likely to reduce debt, increase savings, and make the financial decisions that lead toward true independence in the year ahead?
These Did You Know? questions serve as a wake-up call, and as inspiration to think differently about how we treat time, decisions, and financial direction. They highlight the real pressures Americans face with debt, interest, and financial uncertainty—while also showing how a simple annual review can place you back in control. The goal is to help you break free from debt, build a financial foundation, and take decisive steps toward independence.
“Welcome to The Real Estate Show” — reset, refreshed, re-committed
Welcome to The Real Estate Show hosted by me, Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily radio show about real estate. I am also creator of The Automatic Landlord System for owning cash-flowing real estate “Profitably and Hassle-Free.”This show is a virtual real estate seminar in every episode.
Our Restart Journey — what we learned since our last RESTART
Since July 1st, when we pressed the RESTART button together and covered the foundational path of what I would do if I were starting over in real estate today. Here are the major anchors we laid:
1. Get Financially Educated
2. Know My Credit and Fix It Up
3. Create a Personal Financial Statement
4. Set Clear Investment Goals
5. Identify My Real Estate Strategy
…and now, naturally, we arrive at today’s theme:
Let’s Review the Year Behind Us & Make the Best of the Year Ahead of Us
Today is Monday On A Mission, and Monday is always about direction, momentum, and discipline.
When we review the year behind us—and intentionally engineer the year ahead—we create a roadmap that ties decisions to direction, and direction to destiny.Today’s show is about the “why” behind this discipline, and why successful real estate investors engineer their outcomes instead of drifting along with the calendar.
This week we’ll discuss:
Because making the best of the year ahead begins by reviewing the year behind.
FREE Workshops — your pathway to action
Before we dig deeper, remember—skill, strategy, and accountability are what separate wishful thinking from financial victory.
This week’s FREE online workshops:
1?? 1st & 3rd Tuesdays 8PM — Path To Home OwnershipText PATH to 561-861-2366
2?? Wednesday 8:30PM — Financial Edge Academy LiveText EDGE to 561-861-2366
Remember Real Estate requires skill, adaptability, strategic thinking, and yes—community.
That’s why I remind you:
Everyone is IN Real Estate.
You either own it and benefit from it…
OR
You are on it—paying someone else’s mortgage through rent or your employer’s commercial lease.
Choose which side you want to be on.
Top 10 reasons to review the year behind & engineer the year ahead
1?? Clarity reveals directionWithout reviewing wins & losses, you repeat mistakes and miss opportunities. Reflection brings clarity—clarity brings confidence.
2?? You identify hidden money leaksInterest, subscriptions, insurance premiums—most people lose thousands silently. A review turns whispers into wake-up calls.
3?? Your financial biases get exposedDo you over-save? Under-invest? Fear risk? The past year reveals patterns that shape the future.
4?? You quantify progress — or driftNumbers don’t lie. Your review shows if you are moving closer toward independence or drifting further from it.
5?? Your goals realign with realityLife changes—income, family, housing, health. Reviewing the year helps align goals to today’s circumstances.
6?? You convert uncertainty into strategyThe market moves. Rates move. Laws change. But reviewing the year gives you positioning to adapt—not react.
7?? You reclaim control from inflation & interestInstead of being a victim of the economy, you leverage tools to fight inflation and interest with assets and appreciation.
8?? You eliminate emotional decisionsReal estate rewards rational action. Reflection replaces reaction—and planning replaces panic.
9?? You build financial muscle memoryReview → adjust → repeat.That rhythm builds discipline—and discipline builds wealth.
You engineer your next level—not hope for itSuccess is rarely accidental.Reviewing the year is how you engineer the year to come.
“You can turn debt into wealth in Real Estate.”
Change your financial picture. Start by texting CREDIT to 561-861-2366.
Overcoming the 4 major Roadblocks to Wealth — through review & action
1?? Government & Taxes
Taxes are your biggest lifetime expense—more than housing or healthcare.Reviewing your prior year allows you to claim more deductions, leverage depreciation, and use real estate to legally reduce taxable income.No review = missed write-offs = wasted wealth.
2?? Interest & Finance Charges
Interest is a silent transfer of your wealth to someone else.Review your loans, cards, mortgages, and interest rates.Refinance strategically. Consolidate intelligently. Prioritize debt by cost, not balance.
3?? Uncontrolled Monthly Bills
Subscriptions, insurance, utilities, delivery services—your spending creeps unless reviewed.Cut where necessary, renegotiate where possible, replace consumption with investing.
4?? Inflation — the silent killer
Inflation eats cash but rewards assets.Real estate is one of the few assets where inflation increases rents, increases values, and reduces the real cost of debt over time.A review shows whether you're positioned against inflation—or eaten by it.
Midpoint Sponsorship Break
Today’s Show AND better Credit are brought to you by:
www.TimeToFixMyCredit.comBetter credit creates better opportunities.
Make the Best of the Year Ahead — One disciplined step at a time
A yearly review tells us where we stand.Action tells us where we’re going.
Reviewing the year behind us gives:
And engineering the year ahead gives:
“You can turn debt into wealth in real estate.”
Start reshaping your financial picture today.Text CREDIT to 561-861-2366.
Today’s Summary
Today we reviewed why an annual reflection unlocks clarity, how real estate positions you against inflation and interest, how reviewing the year exposes traps and directs opportunity, and why engineering your financial future is the bridge between goals and reality. When we review where we’ve been, we take control of where we’re going—and real estate becomes the engine that powers financial independence.
Show Close
Tomorrow is Tuesday Tools, Tips & Techniques, where we'll break down actionable strategies and financial tools to help you profit and succeed in real estate right now.
Thank you for listening—but don’t just listen.Use our show to get started.Use this information to change your life.
Tune in every weekday—each episode is a virtual seminar.
And don’t forget—our workshops are waiting for you.
Text EDGE to 561-861-2366Take the next step toward financial independence.
Until tomorrow—let’s make the year ahead the best year of your life, by learning from the year behind us.