Radio Show Notes 11/19/25 Wednesday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Real Estate is the I.D.E.A.L Investment!
Learn more about Real Estate Investing and learn HOW by listening to America's Longest Running Daily Real Estate Radio Show "The Real Estate Show with Eric Willner", Live every weekday evening at 9 o'clock (EST) on Florida's Money Talk Radio Network WWNN 1470AM, 95.3FM, FM 96.9, and FM 103.9. Then contact us at 888-595-7779 to see how we can help you with your real estate goals. You can also hear us on the free apps: iHeart Radio and TuneIn and the WWNN AM1470 app. If you miss the live show, Recorded Rebroadcasts are available 24/7 on Facebook.
Also listen to the rebroadcasts on demand on Facebook.com/TheRealEstateShow
Then check out these EXTRA cool resources:
TimeToFixMyCredit.com for Financial Education and Credit Improvement
AutomaticLandlord.com for Landlording and Real Estate Investment
MackBuysHouses.com for a fast cash offer on Real Estate
MackSellsHouses.com for great deals on Real Estate Investments
MackBargainHouseHunters.com to Partner on Real Estate Deals
Eric Willner is the Host and Founder of The Real Estate Show, an informative show about how to buy, own, and improve real estate the right way. You can reach Eric Willner at eric@therealestateshow.com or 888-595-7779.
#TheRealEstateShow, #EricWillner, #AutomaticLandlord, #ThirdHome, #BestRealEstate, #WSBR, #AM740, #FM 96.9, FM 103.9, #MoneyTalkRadio, #TheRealEstateLife, #speakingempire, #GKIC, #makeamericagreatagain, #propertymanagement, #rent
Radio Show Notes 11/18/25 Tuesday:Read a summary of the show below orListen HereWatch Live Facebook Video Here
Finish 2025 Strong, From Planning to Profit: 9 Year-End Tools for Investors
By Eric Willner, Investor, Coach, and Host of The Real Estate Show, America’s longest running daily radio show about real estate.
The Real Estate Show – Tuesday Tools, Tips & Techniques Edition
Theme: Finish Strong — 9 Tools to Build Momentum Before 2026
Tuesday, November 18, 2025 | Week 47 Hosted by Eric Willner – The Voice of Real Estate
Opening
“Welcome to The Real Estate Show — South Florida’s #1 Real Estate Radio Show and America’s longest-running daily radio show about real estate.
I’m Eric Willner, The Voice of Real Estate and creator of The Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.
This is the Tuesday Tools, Tips & Techniques Edition, where we take Monday’s motivation and turn it into action!
Yesterday, we kicked off Thanksgiving week with gratitude and growth; today, we’re getting tactical. We’re talking about the 9 tools you can use right now to finish 2025 strong and start 2026 smart.”
Mindset Reset
“As we approach Thanksgiving, remember: gratitude is the seed; action is the water. Together they grow wealth.
So while others are coasting into the holidays, we’re doubling down on purpose, productivity, and profitability.
Because the market rewards those who stay engaged when everyone else checks out.”
Did You Know?
“These aren’t fun facts — they’re your field intel for the next six weeks. Let’s put them to work.”
From Gratitude to Growth
“Yesterday, we discussed the four rooms of your financial house: Foundation, Structure, Expansion, and Legacy.
Today, we’re furnishing that house with the 9 essential tools that turn your plans into profits.”
The 9 Tools to Finish 2025 Strong
Tool #1 — The Financial Scorecard
“Start by knowing exactly where you stand:• Your credit score and debt-to-income ratio.• Your monthly cash-flow statement.• Your net worth baseline.Check your credit at TimeToFixMyCredit.com and create a dashboard for daily awareness. Clarity creates confidence.”
Tool #2 — The Automatic Budget
“Automation is the secret to discipline.Set automatic transfers to savings and investments every payday.Name the accounts by goal: ‘Down Payment Fund,’ ‘Emergency Reserve,’ ‘Freedom Account.’When gratitude meets automation, momentum happens.”
Tool #3 — The Debt Shredder
“High-interest debt is the enemy of growth. Use the ‘avalanche’ method to wipe out the highest rates first.If you’re a member of our Financial Edge community, we have smart software that literally builds your debt-free date for you.Text EDGE to 561-861-2366 to see it in action.”
Tool #4 — The Pre-Qualification (PQ) Letter
“Success in real estate starts with preparation. Get pre-qualified or re-qualified before year-end.Rates are shifting weekly, and a PQ letter gives you negotiating leverage when you find a motivated seller.”
Tool #5 — The Buy Box
“Define your criteria before you shop: location, price range, cash-flow target, and exit strategy.Your buy box is your compass; without it, you’re lost in listings.Our students use this to spot deals in hours that others miss for months.”
Tool #6 — The Leverage Calculator
“Leverage is what makes real estate the IDEAL investment — Income, Depreciation, Equity, Appreciation, Leverage.Run your numbers before you borrow. Ask: ‘Does this loan build wealth or just buy a house?’”
Tool #7 — The Tax Map
“Smart investors plan for tax season before December 31.Review deductions, charitable gifts, and depreciation schedules now.Remember, money you keep is money you made.”
Tool #8 — The Financial Team
“No one builds wealth alone. Your team includes your lender, realtor, tax advisor, property manager, and coach.If you don’t have that team, you can borrow mine — text EDGE to 561-861-2366 for an introduction.”
Tool #9 — The Legacy Ledger
“Document what you’re building and why. A simple one-page legacy statement keeps your goals bigger than your obstacles.That’s real gratitude in action — wealth with purpose.”
Mid-Show Break
“Today’s Show is brought to you by TimeToFixMyCredit.com — your foundation for financial freedom.Text ‘CREDIT’ to 561-861-2366 and start the journey to better credit today.”
[ Short pause for music bumper and reset ]
Market Minute
“Rates have stabilized around 6.25% for a 30-year fixed, 5.66% for a 15-year. Refi demand continues to grow, and investor activity is holding strong — about one-third of all transactions.
That tells us this: money is still moving into real estate because it’s the most reliable path to freedom.
If you want rates in the fives or investor programs with creative financing options, text ‘LOAN’ to 561-861-2366. We’ll connect you with a Financial Edge lending partner.”
Eric’s 3 Beliefs
1?? Everyone should buy a house — be a homeowner.2?? Everyone should have a written financial plan.3?? Everyone should own a business that pays them and reduces their taxes.
“Do these three things and you’ll never depend on a paycheck again. You’ll have cash flow, clarity, and control.”
CTA #2
“Text EDGE to 561-861-2366 to join this week’s Financial Edge Workshop.Because tools are only as good as the hands that use them — and we’ll teach you how to use every one of these nine power tools.”
Thanksgiving Perspective
“Thanksgiving is a reminder that gratitude is the gateway to growth.Every financial tool you use is a way of saying, ‘I’m grateful for what I have — and ready for what’s next.’
The market is calming, rates are steady, and opportunity is wide open for those with a plan.”
Closing
“This has been The Real Estate Show — Tuesday Tools, Tips & Techniques Edition.
Remember: everyone is in real estate. You’re either owning it or paying someone who does.
Use these tools to finish 2025 strong and enter 2026 with gratitude, growth, and grit.
Join us tomorrow for the Wednesday Midweek Mortgage & Market Report — where we’ll dive deeper into what’s moving rates, refis, and returns.
Visit AutomaticLandlord.com for transcripts and past episodes, and don’t forget to text EDGE to 561-861-2366 for your Financial Edge invitation.
Because it’s a stone-cold fact: Real Estate is the IDEAL investment. It’s Income, Depreciation, Equity, Appreciation, and Leverage — the five pillars of freedom.”
Radio Show Notes 11/17/25 Monday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Countdown to 2026: Gratitude, Growth & Getting Your Financial House in Order
By Eric Willner, Investor and Host of The Real Estate Show, America’s longest running daily radio show about real estate.
The Real Estate Show – Monday On A Mission Edition
Theme: “Countdown to 2026: Gratitude, Growth, and Getting Your Financial House in Order”
Monday, November 17, 2025 – Week 47 of the Year Hosted by Eric Willner – The Voice of Real Estate
I’m Eric Willner, known as The Voice of Real Estate, founder of The Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.
And this — is your Monday On A Mission Edition, where we set the tone, lay out the strategy, and help you kick off your week with clarity, purpose, and profit.”
Gratitude Hook
“As we enter Thanksgiving week, it’s not just about turkey and football — it’s about gratitude and growth.
It’s about recognizing how far we’ve come this year, and how much opportunity still lies ahead in the final 44 days of 2025.
So today’s theme is ‘Countdown to 2026: Gratitude, Growth, and Getting Your Financial House in Order.’
Because gratitude isn’t just a feeling — it’s a strategy. When you appreciate what you have, you’re better positioned to multiply it.”
“Did You Know?” Questions (04:00 – 06:00)
“These aren’t just statistics — they’re opportunities hiding in plain sight.”
Reflecting on Veterans Week
“Last week we honored Veterans — those who served with courage and discipline — and we learned from their example.
Now, as we approach Thanksgiving, we turn that gratitude into growth.
Because real wealth starts with mindset — and gratitude is the foundation for abundance.”
The Mission for This Week
“This week’s Real Estate Show lineup is all about clarity and closing the year strong:
Our goal this week is simple:Help you move from stress to strategy, from scarcity to abundance — and from renter to owner, from employee to entrepreneur, from dreamer to doer.”
The “Financial House” Framework
“Let’s break this down into actionable steps — the four ‘rooms’ of your financial house.”
1?? Room #1: Foundation — Credit & Cash FlowBefore you can build wealth, you need stability.
2?? Room #2: Structure — Your Financial PlanA written plan is the difference between hoping and having.Write your goals, track your spending, and create a 2026 Financial Roadmap.
3?? Room #3: Expansion — Income & InvestmentUse real estate as your income amplifier:
4?? Room #4: Legacy — Gratitude & Giving BackAs we approach Thanksgiving, remember: success without significance is empty.Give back — teach, mentor, share your knowledge.Abundance flows when gratitude grows.”
CTA: “If you’re ready to get your financial house in order, text the word EDGE to 561-861-2366 to join our next Financial Edge Workshop.”
“Today’s show is brought to you by TimeToFixMyCredit.com — because your financial foundation starts with good credit.
Text ‘CREDIT’ to 561-861-2366 and get your free credit evaluation today.”
5 Practical “Thanksgiving Financial Gratitude” Actions (19:00 – 25:00)
The Money Truths
“The most successful investors aren’t the ones who time the market perfectly — they’re the ones who stay in the market consistently.
Gratitude keeps you grounded, and discipline keeps you growing.
If you take nothing else from today’s show, take this:Success in real estate and finance is built on consistency, education, and gratitude.”
Second CTA: “Get your plan, get your team, get your edge — text EDGE to 561-861-2366.”
“As we head into Thanksgiving, take a moment to thank those who’ve helped you along your journey — mentors, family, friends, and especially our veterans.
Then take action. Because gratitude without growth is just sentiment — but gratitude with strategy creates success.
This has been The Real Estate Show – Monday On A Mission Edition, where we combine education, motivation, and real application.
Tune in tomorrow for our Tuesday Tools, Tips, and Techniques Edition, where we’ll dive into the step-by-step tools you need to finish 2025 strong and start 2026 smart.
Visit us at AutomaticLandlord.com for transcripts, past episodes, and replays.And don’t forget — The Real Estate Show is a seminar in every episode.”
Radio Show Notes 11/14/25 Friday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 11/13/25 Thursday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 11/12/25 Wednesday:Read a summary of the show below orListen HereWatch Live Facebook Video Here
VA Loans, Rate Trends & New Opportunities — Your Midweek Mortgage & Market Report
The Wednesday Midweek Mortgage & Market Report
Theme: Military to Real Estate Millionaire — Why Your Next Real Estate Partner Should Be a VeteranDate: November 12, 2025By: Eric Willner, “The Voice of Real Estate”Host of The Real Estate Show – America’s Longest Running Daily Real Estate Radio Show
Included: A. Bullet point Summary, then full transcript below it.
Welcome to The Real Estate Show!
Welcome to The Real Estate Show — South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate.
My name is Eric Willner, known as The Voice of Real Estate, founder of The Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.
And as always — this show is your virtual real estate seminar on the air, bringing you tools, tips, and techniques to build financial freedom through real estate.
Today is our Wednesday Midweek Mortgage & Market Report — the day we break down what’s really going on in the mortgage markets, housing data, and investment trends that affect YOU.
And this week’s theme continues our Veterans Week series: “Military to Real Estate Millionaire — Why Your Next Real Estate Partner Should Be a Veteran.”
Because in real estate — timing, knowledge, and partnerships are everything.
Everyone Is in Real Estate
You’ve heard me say it before — and it’s worth repeating:
Everyone is in real estate.
Either you OWN it, or you are ON it.
If you own it — you searched for it, negotiated it, closed on it, and now enjoy the pride of ownership, tax benefits, appreciation, and income potential that come with it.
If you’re on it — you’re paying someone else’s mortgage, directly through your rent, or indirectly through your employer who pays rent on your workplace.
So, one way or another, you’re paying for real estate. The question is: Whose mortgage are you paying — yours, or someone else’s?
That’s why every episode of The Real Estate Show is designed to help you move from being ON real estate… to being IN real estate.
The Bottom Line: Why Homeownership Matters
Here’s the truth:
For a homeowner who pays off their mortgage, financial freedom means living on a dramatically reduced budget, making retirement goals far more attainable.
For a renter, however, financial freedom requires a much larger nest egg — and constant income — to cover a lifetime of ever-increasing rent payments.
Real estate ownership isn’t just about bricks and land. It’s about stability, leverage, and control of your financial destiny.
And this week, we’ve been exploring one of the most overlooked wealth-building partnerships in America — the connection between veterans and real estate investors.
Military to Real Estate Millionaire
Why Your Next Real Estate Partner Should Be a Veteran
Veterans bring more than honor and service — they bring entitlement.VA loan entitlement, to be exact — one of the most powerful financial tools in the country.
With no down payment, no PMI, flexible underwriting, and some of the lowest interest rates available, the VA loan allows our service members and their partners to unlock real estate opportunities that most Americans only dream about.
So, let’s explore what’s happening right now — in this market, this week — and how that relates to you, whether you’re a veteran or a civilian investor looking to build wealth.
Let’s kick off with three thought-provoking questions for today’s Midweek Mortgage & Market Report:
Did you know that today’s national average for a 30-year fixed-rate mortgage sits at 6.25%, up just one basis point from last week — effectively flat — while 15-year rates hover around 5.66%?(Source: BankRate.com, Nov. 12, 2025)
Did you know that mortgage demand from homebuyers just hit its highest level since September, according to CNBC — even as interest rates rose slightly last week?
Did you know that President Trump recently proposed a 50-year mortgage program to improve affordability, calling it a “complete game-changer,” while experts warn it could delay equity building and cost homeowners 40% more in interest?
Those three headlines tell you everything you need to know about the current landscape — opportunity, uncertainty, and innovation — all colliding in one market.
And that’s what we’re unpacking today.
The State of the Mortgage Market — November 12, 2025
According to BankRate.com, as of this morning:
ARMs remain unpopular, and lenders are watching the Fed’s next move carefully.
Fed Chair Jerome Powell’s comments last week hinted at another possible rate cut later this month, which could finally bring relief to homebuyers and refinancers — just in time for the holidays.
And while the market feels steady, conflicting economic signals — from slowing hiring to persistent inflation — keep investors cautious.
The real takeaway? If you’re planning to buy or refinance, the time to prepare is now.Mortgage rates shift fast, and pre-qualification is your shield against volatility.
Quick Reminder: Our Free Workshops
Before we dive deeper — a quick invitation to our weekly workshops that help you stay ahead:
Remember, finances can challenge everyone — but The Financial Edge is your advantage.We believe in a 3-Pronged Approach:
We can be your financial team — let’s talk about it.
Here Are the Top Trending Topics for Today’s Update
Let’s unpack the top mortgage and market headlines driving real estate this week — and what they mean for you.
Headline 1: “Mortgage Demand from Homebuyers Hits Highest Level Since September, Despite Rising Interest Rates”
(Source: CNBC, Nov. 12, 2025)
Key Points:
As we head into what’s traditionally the slowest season for homebuying, Americans are showing resilience.
According to the Mortgage Bankers Association, mortgage applications jumped 6% last week, reaching their highest level since September — and 31% higher than the same week last year.
That’s right — demand is up even as rates hover above 6%.
MBA economist Joel Kan said, “Purchase applications for conventional, FHA, and VA loans increased as potential homebuyers continue to shop around, particularly in markets where inventory has increased and sales price growth has slowed.”
Why does this matter? Because it shows pent-up demand is breaking through the surface. Buyers are adapting to “new normal” rates and taking advantage of price stabilization — especially those using VA and FHA loans.
For veterans, this is your time.For investors partnering with veterans, this is your window.
As I often say, when others wait, winners act.
MID-SHOW BREAK
(Approx. 15-Minute Mark)
“You’re listening to The Real Estate Show, brought to you by TimeToFixMyCredit.com — the fastest way to improve your credit profile and prepare for homeownership or investment success.If you want to take control of your finances and build your financial edge, text the word EDGE to 561-861-2366.”
Now, back to the markets.
Headline 2: “Trump Proposes 50-Year Mortgage, But Some Say Homeowner Savings Would Be Minimal”
(Source: Realtor.com, Nov. 12, 2025)
This one’s making waves.
In a social media post, President Trump floated the idea of introducing a 50-year mortgage, calling it a way to lower monthly payments and expand affordability.
Bill Pulte, head of the Federal Housing Finance Agency, responded by saying Fannie Mae and Freddie Mac are “working on it” — calling it a “complete game-changer.”
Let’s look at the math.
On a median $415,000 home with a 20% down payment and a 6.3% rate, a 30-year mortgage would cost about $2,056/month.A 50-year loan would reduce that to $1,823/month — a savings of about $233.
Sounds good, right?But the catch: that borrower would pay 40% more in interest over time, and build equity much slower.
As Mortgage News Daily’s Matthew Graham put it,
“There’s no robust secondary market for such loans yet. Interest rates would be higher, and equity building would be extremely slow — a double whammy for anyone hoping to build wealth.”
In other words — affordability might improve on paper, but not in practice.Real wealth comes from ownership, amortization, and appreciation — not simply stretching out payments.
The real solution?Get educated, manage credit, and buy smart now, while the fundamentals are still in your favor.
How It All Ties Back to Today’s Theme
The reason we’ve focused this week on Military to Real Estate Millionaire — Why Your Next Real Estate Partner Should Be a Veteran is because veterans are uniquely positioned to succeed in this market.
They bring:
And when paired with the right investor or advisor — it’s a wealth-building machine.
The data backs it up.VA loan applications are on the rise again. Homebuying demand is rebounding. And with the Fed expected to ease before year-end, conditions could improve even more.
Whether you’re a veteran, a civilian partner, or an aspiring investor — this is the time to get pre-qualified, sharpen your strategy, and make your move.
Call to Action Reminder #2:If you want to build your Financial Edge, get your plan, and start investing the right way — Text EDGE to 561-861-2366.
Our workshops, calculators, and coaching are all designed to help you move from on real estate to in real estate.
Closing Thoughts
Real estate remains the IDEAL investment — Income, Depreciation, Equity, Appreciation, and Leverage.And for our veterans, that leverage begins with the VA Loan — the best financing tool in America.
Today we saw that demand is rising, innovation is coming, and opportunities are opening.
But remember — you can’t benefit from a market you’re not in.
So take action.Get educated.Partner smartly.And always — own real estate profitably and hassle-free.
Thank you for joining me for today’s Midweek Mortgage & Market Report.
Tune in tomorrow for the Thursday ATM Edition — About The Money, where we’ll talk about turning financial knowledge into real wealth, and how to secure mortgage rates in the 4’s and investor loans in the 5’s.
Until then, stay informed, stay inspired, and stay invested.
I’m Eric Willner, The Voice of Real Estate, reminding you that The Real Estate Show is a seminar in every episode.
Visit www.AutomaticLandlord.com for transcripts, replays, and upcoming workshop invites.Watch the show live or on-demand at Facebook.com/TheRealEstateShow —Because likes keep us going, and shares keep us growing.
Radio Show Notes 11/11/25 Tuesday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Why Your Next Investment Partner Should Be a Veteran: Tools, Tips & Techniques
“Welcome to The Real Estate Show – South Florida’s #1 Real Estate Radio Show and America’s longest running daily radio show about real estate.My name is Eric Willner, known as the Voice of Real Estate and founder of America’s longest running daily radio show about real estate, and creator of The Automatic Landlord System for Owning Cash Flowing Real Estate Profitably and Hassle-Free. It’s a virtual real estate seminar in every episode.”
And today — we honor our veterans. We salute you, we appreciate you, we thank you for your service.If you see a veteran today — tell them thank you.
“Did You Know?” Segment — Today’s New 3 Questions
Did you know that veterans represent only 6% of the U.S. population but hold one of the most powerful loan benefits ever created — the VA home loan — with zero down, no PMI, and often the most favorable terms available?
Did you know that over 78% of Americans do not feel financially prepared for retirement… yet veterans who house-hack with their VA benefit can accelerate wealth building 3–5X faster?
Did you know that more than 40% of veterans who own real estate also generate rental income from multi-unit properties — and it’s the fastest path to passive income for service members AND civilians partnering with them?
“These are just a few of the alarming statistics about the current market. It is important to be aware of the challenges that you may face so that you can plan accordingly.”
Because in today’s economy, knowledge isn’t just power — it’s profit.
EVERYONE IS IN REAL ESTATE
Either you OWN real estate…because you bought it, closed on it, take pride in it…
Or you are ON real estate…because your rent, your workplace, your lifestyle is paid to someone who does own it.
So the question is not if you’re in real estate.The question is: Which side of the transaction are you on?
Transition to Today’s Theme
Today’s theme: Military to Real Estate Millionaire — Why Your Next Real Estate Partner Should Be a Veteran
Today we focus on ACTION — not theory.On TECHNIQUE — not excuses.On how to TURN OPPORTUNITY INTO OWNERSHIP.
We continue our mission — to transform lives through affordable housing and empower people to enjoy the American Dream of homeownership.
And today, especially today, Veterans Day — we honor those who protect freedom… and help them build wealth, stability, and legacy.
Reminder: The 3 Types of Income
The goal:Shift from Active → Semi-Active → Passive.
Real estate is the bridge between all three.
Main Segment — Turning Yesterday’s Insight into Today’s Action
Yesterday you learned the top reasons why partnering with a veteran is a wealth-accelerating strategy.
Today we turn those reasons into 9 actionable steps.
Here they are:
9 Actionable Steps
HOW to go from “Military to Real Estate Millionaire”
Step 1 — Understand the VA Advantage
The VA loan offers zero down for the veteran’s share, no PMI, and favorable underwriting.Knowing the structure lets you build smarter partnerships.
This is your base — your foundation.Study the rules — they protect you and unlock opportunities.
Step 2 — Identify the Right Veteran Partner
Choose someone who is stable, motivated, and aligned with your values.Partnerships are like marriages — choose wisely.
Military discipline, reliability, and consistency are MAJOR partnership strengths.
Step 3 — Target a 2–4 Unit Property
Why?
Because:
Veteran occupies one unit You both earn rental income Rental income offsets expenses It builds portfolio faster
This is the “House Hacking Power Play.”
Step 4 — Run the Numbers with Precision
Cash flow, reserves, vacancy rate, exit plan.Use calculators, professional guidance, and The Real Estate Show tools.
Successful investors are NOT lucky — they are PREPARED.
Step 5 — Leverage Seller Concessions
VA allows up to 4% concessions.
This can cover:
Closing costs Interest rate buydowns Prepaids Repairs Debt payoff (in some cases)
This reduces your upfront capital significantly.
Step 6 — Structure the Partnership Legally
Use an operating agreement or partnership agreement.
Define:
Who contributes what How income is split Management roles Exit strategy Refinance plan
Clarity creates confidence.Confidence eliminates conflict.
Step 7 — Use Projected Rent to Qualify
With VA multi-unit purchases, lenders can use a percentage of anticipated rental income toward qualification.
That means:
More purchasing power Lower DTI Higher approval odds
This gives you a strategic edge.
Step 8 — Plan for the Occupancy Requirement
The veteran must occupy one unit.
This works perfectly with:
Duplex Triplex Fourplex
After meeting occupancy rules, new options open:
Convert entire property to rental Veteran moves Partners refinance Acquire another property
This is how portfolios grow FAST.
Step 9 — Prepare for Multiple Exit Strategies
Smart investors have:
Plan A Plan B Plan C Plan R (refinance!)
Market shifts?Life changes?Rates rise or fall?
You adjust — but you don’t abandon the plan.
“Today’s Show is Brought to You By: TimeFixMyCredit.com — text CREDIT to 561-861-2366 to get your credit roadmap.”
Tomorrow is our Wednesday Midweek Mortgage & Market Report — the day we get laser-focused on rates, trends, demand, affordability, investor activity, and what’s REALLY going on in the market.
You don’t want to miss it.
Thank you for tuning in today.Thank you to all our veterans — today and every day.
Don’t just listen — ACT.Use our show to get started in real estate investing.Transform your life.Join us every weekday — The Real Estate Show is a seminar in every episode.
Attend our free online workshops.Text EDGE to 561-861-2366.
Visit us at www.AutomaticLandlord.comAnd watch the show live or on-demand at Facebook.com/TheRealEstateShow
Likes keep us going.Shares keep us growing.
Happy Veterans Day — and thank you for listening!
Radio Show Notes 11/10/25 Monday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 11/07/25 Friday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Radio Show Notes 11/06/25 Thursday: Read a summary of the show below orListen HereWatch Live Facebook Video Here
Zero Down, Infinite Impact: How the VA Loan Turns Service into Wealth
Welcome to The Real Estate Show – South Florida’s #1 real-estate radio show and America’s longest-running daily show about real estate!
I’m Eric Willner, The Voice of Real Estate, founder of America’s longest-running daily real-estate show and creator of The Automatic Landlord System for owning cash-flowing real estate profitably and hassle-free.
Every episode is a virtual real-estate seminar, and today is Thursday — the “ATM – About The Money” Edition, where we laser-focus on cash flow, financing, and the systems that turn clarity into confidence and plans into profits.
Our theme continues:
Zero Down, Infinite Impact: How the VA Loan Is the Wealth Retirement Accelerator.
This week we celebrate our veterans and honor the benefit that turns service into ownership and ownership into freedom.
HOOK / DID YOU KNOW? (02:00 – 04:00)
Did you know that a veteran with a VA loan and a plan can buy a home with zero down, no PMI, and instant equity through appreciation and amortization combined?
Did you know that South Florida continues to rank among the top three U.S. markets for real-estate appreciation over the last 12 months, averaging near 8% annual growth despite higher rates?
And did you know that buyers who got pre-qualified this quarter locked rates in the mid-6’s while waiting buyers saw prices climb faster than rates fell?
We’re in Week 45 of 2025 — and the market is alive with opportunity for those who act with clarity and a written plan.
RECAP (04:00 – 08:00)
Monday – On a Mission: We focused on clarity and planning to defeat fear.Tuesday – Tools, Tips & Techniques: We covered pre-qualification, credit readiness, and building a funding team.Wednesday – Midweek Mortgage & Market Report: We anchored with data:• 30-year fixed averaged 6.22–6.26% this week.• Refi volume is +112% YoY as borrowers chase rate drops and equity pulls.• ARMs now make up 11% of new apps.• Investors still account for ≈33% of single-family purchases nationwide – a five-year high.
So today, Thursday, we turn data into dollars-and-sense — it’s About The Money time.
NEW DID YOU KNOW x3
1?? Did you know locking a rate with a solid plan can be worth more than waiting six months for a maybe-lower rate if prices and rents rise first?2?? Did you know a written plan and pre-qualification can cut your negotiation time and improve seller terms?3?? Did you know that tax benefits plus depreciation often turn a “break-even” rental into positive cash flow on an after-tax basis?
That’s why financial literacy and planning are worth more than luck.
COMMUNITY & WORKSHOPS
Last night’s Financial Edge University Overview was packed! We’re creating a movement of street-smart, money-smart homeowners and investors who take action.
You can join us online — text EDGE to 561-861-2366.
Every month is Financial Literacy Month here on The Real Estate Show because ignorance is expensive and knowledge pays dividends for life.
ABOUT THE MONEY TEACHING BLOCK
Why is real estate the IDEAL investment?
I = IncomeD = DepreciationE = EquityA = AppreciationL = Leverage
The VA loan amplifies all five: Zero down means maximum leverage; no PMI means lower monthly cost; and low rates mean faster equity build.
Compare that to the noise:• Crypto speculation – 95% lose money.• Stock trading – short-term winners, long-term average.• Influencer fantasies – few profit after taxes.• Salary-only strategy – less than 5% reach millionaire status by 65.
We teach proven wealth systems backed by data, not hype. And we’ve added Guaranteed Business Funding options that don’t use your personal credit score. Text Funding to learn more.
CTA #1
Today’s show is brought to you by TimeToFixMyCredit.com. Text Credit to 561-861-2366.And don’t forget — text EDGE for your workshop invite.
( MID-SHOW BREAK )
You’re listening to The Real Estate Show with Eric Willner, brought to you by TimeToFixMyCredit.com — homeownership regardless of credit or down payment.
ERIC’S 3 CORE BELIEFS + SYSTEM
My 3 core beliefs:1?? Everyone should buy a home.2?? Everyone should have a written financial plan.3?? Everyone should own a business that pays them and gives tax benefits.
Those create your Financial Edge.
Our 5-Star, 3-Tier System: Save – tax optimization, debt management, expense control. Make – increase income, set cash-on-cash targets, structure financing. Multiply – leverage equity, refi smart, use 1031s and BRRR strategies.
Mini Case: VA buyer gets pre-qualified → finds duplex → negotiates seller credit → locks 6.2% rate → rents one unit → uses depreciation & amortization → plans IRRRL refi in 24 months → cash-flows + equity growth = retirement accelerated.
Brought to you by TimeToFixMyCredit.com — text Credit to 561-861-2366.Then text EDGE to get the systems, the team, and the plan.
ACTION PLAYBOOK
1?? Text EDGE to 561-861-2366.2?? Get Pre-Qualified — know your buying power.3?? Write your plan — budget, markets, exit strategy.4?? Assemble your team — agent, lender, inspector, tax pro.5?? Run the numbers — payment, cash flow, reserves.6?? Negotiate credits and rate buydowns.7?? Own it — track KPI’s, refi when smart, scale with clarity.
CLOSE (28:00 – 30:00)
Everyone is in real estate — you’re either owning it or paying someone who does.
With clarity and a plan, you move from ON real estate to IN real estate.
Today’s Show is brought to you by TimeToFixMyCredit.com — text Credit.And don’t forget to text EDGE to 561-861-2366 for your invitation to our next Financial Edge University session.
Thank you for listening. Don’t just listen — use what you’ve learned today to build wealth and freedom.
Tomorrow is our Friday Weekly Wrap-Up — we’ll recap the week’s strategy and set you up for success heading into 2026.
Because when it comes to building wealth and freedom…
Real estate is the IDEAL investment — Income, Depreciation, Equity, Appreciation, and Leverage.